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United States

CEX.IO in the United States

Rank in the United States
#8 of 8
Bitcoin in the United States
Legal
Our rating
4.0
Review updated
2026-08-27

Yes. CEX.IO serves the United States and ranks eighth of the 8 exchanges in our the United States guide, on fees, security record and local payment support. Not available in all US states. Here it takes ACH transfer and Debit card; ACH transfer is the rail local buyers lead with. Instant card buys carry a processing fee and a premium over the spot price; the spot exchange uses maker-taker pricing that falls with volume. Identity verification is required before purchasing.

Note on this listing in the United States

Not available in all US states.
Visit CEX.IORead the full CEX.IO review
Rank in the United States
#8 of 8
Fees
Maker-taker; card costs more
KYC
Required
Pays with in the United States
ACH transfer, Debit card
Currency
United States dollar (USD)
Headquarters
London, United Kingdom

How to pay on CEX.IO in the United States

The deposit rails CEX.IO offers to buyers in the United States, from our the United States guide reviewed 2026-08-23. Each one links to how that rail works here.

What CEX.IO charges, and what it asks for

Instant card buys carry a processing fee and a premium over the spot price; the spot exchange uses maker-taker pricing that falls with volume.

spread note
Instant buy quotes include a premium over the spot exchange price.
deposit note
Faster Payments, SEPA and ACH deposits are free of charge; card deposits cost 0.49% to 4.99% plus a provider service charge.
withdrawal note
Bitcoin withdrawals pay a network fee. Fiat withdrawals cost 2.99 pounds by Faster Payments, 2.99 euro by SEPA and 5 dollars by ACH.

Identity verification

Required. Identity verification is required before purchasing.

12 costs by action, on the CEX.IO review

CEX.IO's security and regulatory record

6 dated events on our record since 2023, 4 of them breaches, enforcement actions, insolvencies or outages. Newest first.

  1. Outage

    Deposits and trading unavailable in Europe, withdrawals still open

  2. Licence

    Money transmitter licences in 38 states and DC under NMLS 1804170

  3. Licence

    UK entity registered with the FCA under the money laundering rules

  4. Enforcement

    Cut off accounts in India at two days notice

  5. Enforcement

    Removed USDT and DAI for users in the EEA to comply with MiCA

All 6 events with detail and sources, on the review

CEX.IO by state in the United States

39 state rows from our state guides, 39 of them verified against the operator's own page. Each state opens the CEX.IO page for it: availability, the caveat where there is one, the source, and the rails it takes there. Every state compared.

Available35 states

Not available4 states

Every exchange we rank in the United States

Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.

Bitcoin exchanges ranked in the United States by our editorial review of fees, security record and local payment support, with the payment methods each one offers here.
#ExchangeRatingFeesID checkPays with
1Coinbase4.5Maker-taker on Advanced TradeRequiredACH transfer, Wire transfer, Debit card, PayPal
2Kraken4.7From 0.25% maker, 0.40% takerRequiredACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal
3Gemini4.40.5% + flat fee on easy buysRequiredACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal
4River4.6Free recurring, 1.2% one-offRequiredACH transfer, Wire transfer
5Swan Bitcoin4.4About 0.99% per purchaseRequiredACH transfer, Wire transfer
6Strike4.6Fee shown before you confirmRequiredACH transfer, Wire transfer, Debit card
7Binance.US3.90% maker, 0.02% takerRequiredACH transfer, Wire transfer
8CEX.IOThis page4.0Maker-taker; card costs moreRequiredACH transfer, Debit card

Full comparison in the the United States guide

Frequently asked questions

Is CEX.IO available in the United States?

Yes. CEX.IO ranks eighth of the 8 exchanges in our the United States guide, ranked on fees, security record and local payment support. Here it takes ACH transfer and Debit card; ACH transfer is the rail local buyers lead with. Not available in all US states. Our the United States guide was last reviewed 2026-08-23 and the CEX.IO review on 2026-08-27.

What payment methods does CEX.IO accept in the United States?

In the United States, CEX.IO takes ACH transfer and Debit card. These are the localized rails from our the United States guide, not the platform's global list.

Why is CEX.IO listed with a note in the United States?

Not available in all US states. Rankings here are editorial, argued from fees, security record and local payment support, and never sold.

What does CEX.IO charge?

Instant card buys carry a processing fee and a premium over the spot price; the spot exchange uses maker-taker pricing that falls with volume.

Does CEX.IO require identity verification?

Yes. Identity verification is required before purchasing. Our record marks this as the platform's own policy rather than a the United States rule, so it applies wherever CEX.IO operates.

Is bitcoin legal in the United States?

Bitcoin is legal throughout the United States. Oversight is split among the SEC, the CFTC, FinCEN for anti-money-laundering, and state money transmission regulators, with New York's BitLicense the best-known state regime.

CEX.IO elsewhere in North America

CEX.IO ranks in 146 countries on this site. the review lists all of them.

Sources