Binance.US in the United States
- Rank in the United States
- #7 of 8
- Bitcoin in the United States
- Legal
- Our rating
- 3.9
- Review updated
- 2026-08-23
Yes. Binance.US serves the United States and ranks seventh of the 8 exchanges in our the United States guide, on fees, security record and local payment support. Not available in 12 states; crypto-only in Kansas and Wisconsin. Here it takes ACH transfer and Wire transfer; ACH transfer is the rail local buyers lead with. Spot trading costs 0% maker and 0.02% taker on most pairs for every user, with a further discount for paying fees in BNB. Identity verification is required to register and trade.
Note on this listing in the United States
How to pay on Binance.US in the United States
The deposit rails Binance.US offers to buyers in the United States, from our the United States guide reviewed 2026-08-23. Each one links to how that rail works here.
What Binance.US charges, and what it asks for
Spot trading costs 0% maker and 0.02% taker on most pairs for every user, with a further discount for paying fees in BNB. ACH deposits and withdrawals are free; wires carry bank-side costs.
- maker
- 0% on every spot pair for every user
- taker
- 0.02% on most spot pairs, 0.01% on select pairs, with a BNB payment discount on top
- spread note
- The Buy Crypto and Top Up flows route through third-party payment providers whose own pricing applies; the quoted maker and taker rates are for spot orders.
- deposit note
- ACH deposits are free; wire deposits are supported. In Kansas and Wisconsin no USD deposits are available at all.
- withdrawal note
- ACH withdrawals are free; wire withdrawals carry a minimum amount and bank-side fees.
Identity verification
Required. Identity verification is required to register and trade.
Is bitcoin legal in the United States?
Bitcoin is legal throughout the United States. Oversight is split among the SEC, the CFTC, FinCEN for anti-money-laundering, and state money transmission regulators, with New York's BitLicense the best-known state regime. The federal picture clarified sharply from 2025 onward: the SEC dropped its enforcement case against Coinbase, the GENIUS Act signed in July 2025 established a federal framework for payment stablecoins, and a March 2025 executive order created a Strategic Bitcoin Reserve.
Binance.US by state in the United States
51 state rows from our state guides, 14 of them verified against the operator's own page. Each state opens the Binance.US page for it: availability, the caveat where there is one, the source, and the rails it takes there. Every state compared.
Available37 states
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Delaware
- District of Columbia
- Florida
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Utah
- Virginia
- West Virginia
- Wyoming
Every exchange we rank in the United States
Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.
| # | Exchange | Rating | Fees | ID check | Pays with |
|---|---|---|---|---|---|
| 1 | Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | ACH transfer, Wire transfer, Debit card, PayPal |
| 2 | Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 3 | Gemini | 4.4 | 0.5% + flat fee on easy buys | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 4 | River | 4.6 | Free recurring, 1.2% one-off | Required | ACH transfer, Wire transfer |
| 5 | Swan Bitcoin | 4.4 | About 0.99% per purchase | Required | ACH transfer, Wire transfer |
| 6 | Strike | 4.6 | Fee shown before you confirm | Required | ACH transfer, Wire transfer, Debit card |
| 7 | Binance.USThis page | 3.9 | 0% maker, 0.02% taker | Required | ACH transfer, Wire transfer |
| 8 | CEX.IO | 4.0 | Maker-taker; card costs more | Required | ACH transfer, Debit card |
Frequently asked questions
Is Binance.US available in the United States?
Yes. Binance.US ranks seventh of the 8 exchanges in our the United States guide, ranked on fees, security record and local payment support. Here it takes ACH transfer and Wire transfer; ACH transfer is the rail local buyers lead with. Not available in 12 states; crypto-only in Kansas and Wisconsin. Our the United States guide was last reviewed 2026-08-23 and the Binance.US review on 2026-08-23.
What payment methods does Binance.US accept in the United States?
In the United States, Binance.US takes ACH transfer and Wire transfer. These are the localized rails from our the United States guide, not the platform's global list.
Why is Binance.US listed with a note in the United States?
Not available in 12 states; crypto-only in Kansas and Wisconsin. Rankings here are editorial, argued from fees, security record and local payment support, and never sold.
What does Binance.US charge?
Spot trading costs 0% maker and 0.02% taker on most pairs for every user, with a further discount for paying fees in BNB. ACH deposits and withdrawals are free; wires carry bank-side costs.
Does Binance.US require identity verification?
Yes. Identity verification is required to register and trade. Our record marks this as the platform's own policy rather than a the United States rule, so it applies wherever Binance.US operates.
Is bitcoin legal in the United States?
Bitcoin is legal throughout the United States. Oversight is split among the SEC, the CFTC, FinCEN for anti-money-laundering, and state money transmission regulators, with New York's BitLicense the best-known state regime.
Sources
- Binance.US supported and unsupported states
- Binance.US guide to crypto-only states
- Business Wire: Binance.US restores USD deposits and withdrawals (February 2025)
- SEC litigation release: dismissal of the Binance action (2025)
- Binance.US zero-fee spot trading announcement
- Paul Hastings: Crypto policy tracker (GENIUS Act, SEC actions, Bitcoin reserve)
- Latham & Watkins: US crypto policy tracker, legislative developments
- Sumsub: US crypto regulations, federal and state rules


