How to deposit on CEX.IO

Our rating: 4.0
Rails: 6
Countries: 146
Review updated: 2026-08-27

CEX.IO takes 6 payment rails across the 146 countries we rank it in. The widest: Credit or debit card (146 countries), Local bank transfer (4 countries), Faster Payments (3 countries).

Every rail, by how far it reaches

Counted from our country guides: a rail is listed here only where at least one country we rank CEX.IO in carries it. Each rail opens its own page with the exact countries.

Domestic bank rail

Domestic bank rail on CEX.IO: each rail with the number of countries it is offered in.
Rail	Countries	Speed
Local bank transfer	4Gibraltar, Isle of Man, Israel +1	Instant rails settle in seconds, and the ECB requires euro instant credit transfers to reach the payee within ten seconds, 24 hours a day, 365 days a year, while older batch transfers still take one or two business days.
Faster Payments	3Guernsey, Isle of Man, United Kingdom	Payments are processed in near real time and can be sent and received 24 hours a day, seven days a week, so a deposit usually lands within seconds.
Open banking payment	1United Kingdom	You approve the payment inside your own banking app, and the transfer normally lands within minutes, though a bank may hold a first payment to a new payee for extra checks.

SEPA (euro area)

SEPA (euro area) on CEX.IO: each rail with the number of countries it is offered in.
Rail	Countries	Speed
SEPA transfer	1Gibraltar	One business day at most for an electronically submitted order, so a Friday evening transfer typically lands on Monday.

ACH (United States)

ACH (United States) on CEX.IO: each rail with the number of countries it is offered in.
Rail	Countries	Speed
ACH transfer	1United States	Standard entries normally settle the next banking day, while Same Day ACH has three windows each banking day settling at 1:00 pm, 5:00 pm and 6:00 pm Eastern.

Card

Card on CEX.IO: each rail with the number of countries it is offered in.
Rail	Countries	Speed
Credit or debit card	146Albania, American Samoa, Andorra +143	Authorisation is real time, so a card deposit normally lands within seconds and rarely takes more than a few minutes.

As published by CEX.IO: Debit and credit cards, Google Pay and Apple Pay (deposits only), ACH transfer (US only), SEPA transfer (Europe only, suspended), Faster Payments (UK only, withdrawals only), PayPal (US only).

Frequently asked questions

What payment methods does CEX.IO accept?

6 rails across the countries we rank it in: Credit or debit card, Local bank transfer, Faster Payments, Open banking payment, SEPA transfer and ACH transfer. Which of them you can use depends on your country; each rail below lists exactly where it is offered.

Can I deposit by bank transfer on CEX.IO?

Yes. Local bank transfer, Faster Payments, Open banking payment, SEPA transfer and ACH transfer are on our record for CEX.IO, covering 7 countries between them.

Can I pay by card on CEX.IO?

Yes. Credit or debit card is offered in 146 countries we rank CEX.IO in. Faster Payments, SEPA and ACH deposits are free of charge; card deposits cost 0.49% to 4.99% plus a provider service charge.