CEX.IO in Tennessee
- In Tennessee
- Not available
- Bitcoin in Tennessee
- Legal
- Our rating
- 4.0
- Review updated
- 2026-08-27
CEX.IO is not available in Tennessee
No. CEX.IO does not serve residents of Tennessee. CEX.IO states that its Tennessee licence and surety bond do not cover the transmission of virtual currency. Source: cex.io, the operator's own page. The 8 exchanges our Tennessee guide does list are below.
The operator's own page
This row was verified against CEX.IO's published policy rather than written from a third party. The caveat above is carried verbatim from our Tennessee guide.
Bitcoin in Tennessee: the licensing picture
Bitcoin is legal in Tennessee. The Department of Financial Institutions set the state's position in a December 16, 2015 memo: cryptocurrency is not money under the Tennessee Money Transmitter Act, so two-party crypto trades and plain crypto transfers are unlicensed activity, while exchanging crypto for dollars through a third-party exchanger is generally money transmission that requires a license. TDFI has since moved the state onto the multistate Money Transmission Modernization Act, covered in its October 2023 implementation memo.
Tennessee taxes no wage income, and the Hall tax on interest and dividends was fully repealed effective January 1, 2021, so bitcoin gains carry no state tax. Federal capital gains tax still applies.
Every exchange listed in Tennessee
The Tennessee roster from our state guide, in its order. Rows carry the payment methods each platform offers in Tennessee, not nationally.
| # | Exchange | Rating | Fees | ID check | Pays with |
|---|---|---|---|---|---|
| 1 | Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | ACH transfer, Wire transfer, Debit card, PayPal |
| 2 | Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 3 | Gemini | 4.4 | 0.5% + flat fee on easy buys | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 4 | River | 4.6 | Free recurring, 1.2% one-off | Required | ACH transfer, Wire transfer |
| 5 | Swan Bitcoin | 4.4 | About 0.99% per purchase | Required | ACH transfer, Wire transfer |
| 6 | Strike | 4.6 | Fee shown before you confirm | Required | ACH transfer, Wire transfer, Debit card |
| 7 | Binance.US | 3.9 | 0% maker, 0.02% taker | Required | ACH transfer, Wire transfer |
| 8 | Coinmama | 3.9 | Commission plus card surcharge | Required | Debit card, Wire transfer |
Not available in Tennessee
- CEX.IOCEX.IO states that its Tennessee licence and surety bond do not cover the transmission of virtual currency
Frequently asked questions
Is CEX.IO available in Tennessee?
No. CEX.IO does not serve residents of Tennessee. CEX.IO states that its Tennessee licence and surety bond do not cover the transmission of virtual currency. Source: cex.io, the operator's own page. The 8 exchanges our Tennessee guide does list are below.
What can I use instead of CEX.IO in Tennessee?
Our Tennessee guide lists 8 exchanges: Coinbase (maker-taker on Advanced Trade), Kraken (from 0.25% maker, 0.40% taker), Gemini (0.5% + flat fee on easy buys), River (free recurring, 1.2% one-off), Swan Bitcoin (about 0.99% per purchase) and Strike (fee shown before you confirm) and 2 more. Each has its own Tennessee page linked below.
Is bitcoin legal in Tennessee?
Bitcoin is legal in Tennessee. The Department of Financial Institutions set the state's position in a December 16, 2015 memo: cryptocurrency is not money under the Tennessee Money Transmitter Act, so two-party crypto trades and plain crypto transfers are unlicensed activity, while exchanging crypto for dollars through a third-party exchanger is generally money transmission that requires a license.
Does Tennessee tax bitcoin gains?
Tennessee taxes no wage income, and the Hall tax on interest and dividends was fully repealed effective January 1, 2021, so bitcoin gains carry no state tax. Federal capital gains tax still applies.
Which exchanges are available in Tennessee?
Coinbase, Kraken, Gemini, River, Swan Bitcoin, Strike, Binance.US and Coinmama are listed in our Tennessee guide; CEX.IO is not available to Tennessee residents. Rows marked limited carry a caveat on their own page.
CEX.IO by state in the United States
39 state rows from our state guides, 39 of them verified against the operator's own page. Each state opens the CEX.IO page for it: availability, the caveat where there is one, the source, and the rails it takes there. Every state compared.
Available35 states
- Alabama
- Arizona
- Arkansas
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Idaho
- Illinois
- Iowa
- Kansas
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Texas
- Vermont
- Washington
- West Virginia
Sources
- CEX.IO: cex.io
- CEX.IO: countries and territories not supported
- CEX.IO: limits and commissions
- CEX.IO: payment methods
- CEX.IO: withdrawal deadline for users in India
- CEX.IO: update regarding our services in Canada
- CEX.IO: MiCA compliance, USDT and DAI for EEA users
- CEX.IO: FCA registration in the UK
- Tennessee Department of Financial Institutions: virtual currency guidance
- TDFI Money Transmission Modernization Act memo (October 2023)
- Tennessee Department of Revenue: Hall income tax repealed beginning January 1, 2021
- Kraken quick start for US clients