CEX.IO fees

Fee schedule

spread note

Instant buy quotes include a premium over the spot exchange price.

deposit note

Faster Payments, SEPA and ACH deposits are free of charge; card deposits cost 0.49% to 4.99% plus a provider service charge.

withdrawal note

Bitcoin withdrawals pay a network fee. Fiat withdrawals cost 2.99 pounds by Faster Payments, 2.99 euro by SEPA and 5 dollars by ACH.

What it costs to use CEX.IO

What the rails themselves cost

The scheme or the bank sets these, not CEX.IO. The 6 rails CEX.IO offers in the most countries we rank it in.

Credit or debit card

The networks bill the merchant rather than you, but many issuers class a crypto purchase as a cash advance, and the CFPB notes that interest on a cash advance generally starts from the transaction date with no grace period.

Local bank transfer

Domestic transfers are free or close to free for consumers in most countries, and in the euro area the Instant Payments Regulation forbids charging more for an instant credit transfer than for a standard one.

Faster Payments

UK banks do not charge personal current account customers for sending or receiving a Faster Payment, while business tariffs vary from bank to bank.

Open banking payment

The payer is not charged: the initiation provider bills the merchant, and the underlying transfer is free on a normal UK current account.

SEPA transfer

Set by your own bank rather than by the scheme, and inside the EU and EEA a euro transfer to another SEPA country must cost the same as a domestic one.

ACH transfer

There is no scheme charge to you directly and US banks generally do not charge personal customers for a standard ACH debit or credit, though a bank may price same day origination separately.