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United States

Kraken in the United States

Rank in the United States
#2 of 8
Bitcoin in the United States
Legal
Our rating
4.7
Review updated
2026-08-23

Yes. Kraken serves the United States and ranks second of the 8 exchanges in our the United States guide, on fees, security record and local payment support. Not available in New York or Maine; no ACH funding in Texas. Here it takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal; ACH transfer is the rail local buyers lead with. Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. Identity verification is required to deposit fiat and trade.

Note on this listing in the United States

Not available in New York or Maine; no ACH funding in Texas.
Visit KrakenRead the full Kraken review
Rank in the United States
#2 of 8
Fees
From 0.25% maker, 0.40% taker
KYC
Required
Pays with in the United States
ACH transfer, Wire transfer, Debit card +3
Currency
United States dollar (USD)
Headquarters
San Francisco, United States

How to pay on Kraken in the United States

The deposit rails Kraken offers to buyers in the United States, from our the United States guide reviewed 2026-08-23. Each one links to how that rail works here.

What Kraken charges, and what it asks for

Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.

maker
0.25% on Kraken Pro below $10,000 in 30-day volume, decreasing at higher tiers
taker
0.40% on Kraken Pro below $10,000 in 30-day volume, decreasing at higher tiers
spread note
Instant buys through the simple interface include a spread; use Kraken Pro for the published maker-taker rates.
deposit note
ACH and SEPA deposits are free or low cost; card and digital wallet deposits carry processing fees.
withdrawal note
Bitcoin withdrawals carry a small network-based fee; fiat withdrawal costs vary by method and currency.

Identity verification

Required. Identity verification is required to deposit fiat and trade.

7 costs by action, on the Kraken review

Kraken's security and regulatory record

10 dated events on our record since 2020, 6 of them breaches, enforcement actions, insolvencies or outages. Newest first.

  1. Proof of reserves

    Latest proof of reserves shows bitcoin backed at 102.9%

  2. Breach

    Kraken refuses extortion after two support staff misused internal systems

  3. Licence

    Kraken wins a MiCA licence from the Central Bank of Ireland

  4. Resolved

    SEC drops its unregistered exchange case against Kraken

  5. Enforcement

    Australian court finds Kraken's local operator broke product rules, AUD 8 million penalty

All 10 events with detail and sources, on the review

Kraken by state in the United States

51 state rows from our state guides, 4 of them verified against the operator's own page. Each state opens the Kraken page for it: availability, the caveat where there is one, the source, and the rails it takes there. Every state compared.

Available48 states

Limited1 state

Not available2 states

Every exchange we rank in the United States

Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.

Bitcoin exchanges ranked in the United States by our editorial review of fees, security record and local payment support, with the payment methods each one offers here.
#ExchangeRatingFeesID checkPays with
1Coinbase4.5Maker-taker on Advanced TradeRequiredACH transfer, Wire transfer, Debit card, PayPal
2KrakenThis page4.7From 0.25% maker, 0.40% takerRequiredACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal
3Gemini4.40.5% + flat fee on easy buysRequiredACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal
4River4.6Free recurring, 1.2% one-offRequiredACH transfer, Wire transfer
5Swan Bitcoin4.4About 0.99% per purchaseRequiredACH transfer, Wire transfer
6Strike4.6Fee shown before you confirmRequiredACH transfer, Wire transfer, Debit card
7Binance.US3.90% maker, 0.02% takerRequiredACH transfer, Wire transfer
8CEX.IO4.0Maker-taker; card costs moreRequiredACH transfer, Debit card

Full comparison in the the United States guide

Frequently asked questions

Is Kraken available in the United States?

Yes. Kraken ranks second of the 8 exchanges in our the United States guide, ranked on fees, security record and local payment support. Here it takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal; ACH transfer is the rail local buyers lead with. Not available in New York or Maine; no ACH funding in Texas. Our the United States guide was last reviewed 2026-08-23 and the Kraken review on 2026-08-23.

What payment methods does Kraken accept in the United States?

In the United States, Kraken takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal. These are the localized rails from our the United States guide, not the platform's global list.

Why is Kraken listed with a note in the United States?

Not available in New York or Maine; no ACH funding in Texas. Rankings here are editorial, argued from fees, security record and local payment support, and never sold.

What does Kraken charge?

Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.

Does Kraken require identity verification?

Yes. Identity verification is required to deposit fiat and trade. Our record marks this as the platform's own policy rather than a the United States rule, so it applies wherever Kraken operates.

Is bitcoin legal in the United States?

Bitcoin is legal throughout the United States. Oversight is split among the SEC, the CFTC, FinCEN for anti-money-laundering, and state money transmission regulators, with New York's BitLicense the best-known state regime.

Kraken elsewhere in North America

Kraken ranks in 127 countries on this site. the review lists all of them.

Sources