Swan Bitcoin in the United States
- Rank in the United States
- #5 of 8
- Bitcoin in the United States
- Legal
- Our rating
- 4.4
- Review updated
- 2026-08-12
Yes. Swan Bitcoin serves the United States and ranks fifth of the 8 exchanges in our the United States guide, on fees, security record and local payment support. Here it takes ACH transfer and Wire transfer; ACH transfer is the rail local buyers lead with. About 0.99 percent per purchase, with recurring buys as the core product. Identity verification is required before you can deposit and trade.
How to pay on Swan Bitcoin in the United States
The deposit rails Swan Bitcoin offers to buyers in the United States, from our the United States guide reviewed 2026-08-23. Each one links to how that rail works here.
What Swan Bitcoin charges, and what it asks for
About 0.99 percent per purchase, with recurring buys as the core product.
- spread note
- Pricing is a straightforward per-purchase fee of about 0.99 percent rather than maker and taker tiers.
- withdrawal note
- Automatic and manual withdrawals to self-custody are supported.
Identity verification
Required. Identity verification is required before you can deposit and trade.
Is bitcoin legal in the United States?
Bitcoin is legal throughout the United States. Oversight is split among the SEC, the CFTC, FinCEN for anti-money-laundering, and state money transmission regulators, with New York's BitLicense the best-known state regime. The federal picture clarified sharply from 2025 onward: the SEC dropped its enforcement case against Coinbase, the GENIUS Act signed in July 2025 established a federal framework for payment stablecoins, and a March 2025 executive order created a Strategic Bitcoin Reserve.
Swan Bitcoin by state in the United States
51 state rows from our state guides. Each state opens the Swan Bitcoin page for it: availability, the caveat where there is one, the source, and the rails it takes there. Every state compared.
Available51 states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Every exchange we rank in the United States
Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.
| # | Exchange | Rating | Fees | ID check | Pays with |
|---|---|---|---|---|---|
| 1 | Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | ACH transfer, Wire transfer, Debit card, PayPal |
| 2 | Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 3 | Gemini | 4.4 | 0.5% + flat fee on easy buys | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 4 | River | 4.6 | Free recurring, 1.2% one-off | Required | ACH transfer, Wire transfer |
| 5 | Swan BitcoinThis page | 4.4 | About 0.99% per purchase | Required | ACH transfer, Wire transfer |
| 6 | Strike | 4.6 | Fee shown before you confirm | Required | ACH transfer, Wire transfer, Debit card |
| 7 | Binance.US | 3.9 | 0% maker, 0.02% taker | Required | ACH transfer, Wire transfer |
| 8 | CEX.IO | 4.0 | Maker-taker; card costs more | Required | ACH transfer, Debit card |
Frequently asked questions
Is Swan Bitcoin available in the United States?
Yes. Swan Bitcoin ranks fifth of the 8 exchanges in our the United States guide, ranked on fees, security record and local payment support. Here it takes ACH transfer and Wire transfer; ACH transfer is the rail local buyers lead with. Our the United States guide was last reviewed 2026-08-23 and the Swan Bitcoin review on 2026-08-12.
What payment methods does Swan Bitcoin accept in the United States?
In the United States, Swan Bitcoin takes ACH transfer and Wire transfer. These are the localized rails from our the United States guide, not the platform's global list.
What does Swan Bitcoin charge?
About 0.99 percent per purchase, with recurring buys as the core product.
Does Swan Bitcoin require identity verification?
Yes. Identity verification is required before you can deposit and trade. Our record marks this as the platform's own policy rather than a the United States rule, so it applies wherever Swan Bitcoin operates.
Is bitcoin legal in the United States?
Bitcoin is legal throughout the United States. Oversight is split among the SEC, the CFTC, FinCEN for anti-money-laundering, and state money transmission regulators, with New York's BitLicense the best-known state regime.