Buy bitcoin with PayPal in United States
- Status
- Legal
- Currency
- United States dollar (USD)
- Takes PayPal
- 3 exchanges
- Last reviewed
- 2026-08-23
3 of the exchanges we recommend in United States take PayPal for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the United States guide.
Exchanges that take PayPal in United States
Ranked as in our United States guide. Every payment method shown is verified for this exact exchange and country pairing.
- 1
Coinbase4.5The easiest US on-ramp for beginners, publicly listed, and legally in the clear since the SEC dropped its case.
- Fees
- Simple buys layer a flat fee and a spread and are the expensive way in. Advanced Trade, in the same account, uses maker-taker pricing that falls with 30-day volume and costs a fraction of simple-buy rates.
- KYC
- Required
- Pay with
- ACH transfer, Wire transfer, Debit card
- 2
Kraken4.7A 2011-vintage exchange with one of the cleanest security records in the business, heading toward a US stock listing.
- Fees
- Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.
- KYC
- Required
- Pay with
- ACH transfer, Wire transfer, Debit card
Not available in New York or Maine; no ACH funding in Texas
- 3Gemini4.4
The NYDFS-chartered trust company the Winklevoss twins founded, serving all 50 states including New York, listed on Nasdaq since 2025.
- Fees
- Instant buys carry a convenience fee of about 0.5% plus a flat transaction fee. ActiveTrader uses volume-tiered maker and taker pricing that is far cheaper for anything beyond small orders.
- KYC
- Required
- Pay with
- ACH transfer, Wire transfer, Debit card
See the full how-to-buy guide for United StatesEverything about buying bitcoin with PayPal
Watch: how to choose an exchange
We have not filmed a walkthrough for the United States yet, so this is our general one, from our YouTube channel @dontgetrekt. It also sits on the home page, next to the country search it starts from.
Other ways to pay in United States
Frequently asked questions
Which exchanges accept PayPal in United States?
Of the 8 exchanges we recommend in United States, Coinbase, Kraken, Gemini accept PayPal for funding purchases.
Is buying bitcoin with PayPal legal in United States?
Bitcoin is legal throughout the United States. Oversight is split among the SEC, the CFTC, FinCEN for anti-money-laundering, and state money transmission regulators, with New York's BitLicense the best-known state regime. The federal picture clarified sharply from 2025 onward: the SEC dropped its enforcement case against Coinbase, the GENIUS Act signed in July 2025 established a federal framework for payment stablecoins, and a March 2025 executive order created a Strategic Bitcoin Reserve.