Kraken in Washington
- In Washington
- Available
- Listed
- #2 of 8
- Bitcoin in Washington
- Legal
- Our rating
- 4.7
- Review updated
- 2026-08-23
Yes. Kraken serves Washington residents and is listed second of 8 in our Washington guide. Full Kraken service returned to Washington in July 2025. Here it takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal. Availability is verified against blog.kraken.com, the operator's own page.
The operator's own page
This row was verified against Kraken's published policy rather than written from a third party. The caveat above is carried verbatim from our Washington guide.
How to pay on Kraken in Washington
The deposit rails Kraken offers to buyers in Washington, from our Washington guide reviewed 2026-08-23. Each one links to how that rail works here.
- ACH transfer:
- instant credit for trading; 7-day hold before withdrawal on first-time deposits
- Debit card:
- 72-hour withdrawal hold on first purchase
- PayPal:
- 72-hour withdrawal hold on first deposit
Bitcoin in Washington: the licensing picture
Bitcoin is legal in Washington. Exchanges serving state residents need a money transmitter license from the Department of Financial Institutions under the Uniform Money Services Act, chapter 19.230 RCW, which Senate Bill 5031 amended effective July 2017 to pull virtual currency explicitly into the definition of money transmission. DFI also publishes virtual currency guidance and an interim regulatory framework for crypto companies, making Washington one of the stricter licensing states in the country.
Washington has no tax on wages or ordinary income, but its capital gains excise tax applies 7 percent to net long-term gains above an inflation-adjusted annual deduction of about $250,000, with an additional 2.9 percent on gains over $1 million. Federal capital gains tax applies on top.
Every exchange listed in Washington
The Washington roster from our state guide, in its order. Rows carry the payment methods each platform offers in Washington, not nationally.
| # | Exchange | Rating | Fees | ID check | Pays with |
|---|---|---|---|---|---|
| 1 | Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | ACH transfer, Wire transfer, Debit card, PayPal |
| 2 | KrakenThis page | 4.7 | From 0.25% maker, 0.40% taker | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 3 | Gemini | 4.4 | 0.5% + flat fee on easy buys | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 4 | River | 4.6 | Free recurring, 1.2% one-off | Required | ACH transfer, Wire transfer |
| 5 | Swan Bitcoin | 4.4 | About 0.99% per purchase | Required | ACH transfer, Wire transfer |
| 6 | Strike | 4.6 | Fee shown before you confirm | Required | ACH transfer, Wire transfer, Debit card |
| 7 | Coinmama | 3.9 | Commission plus card surcharge | Required | Debit card, Wire transfer |
| 8 | CEX.IO | 4.0 | Maker-taker; card costs more | Required | ACH transfer, Debit card |
Not available in Washington
- Binance.USBinance.US does not accept residents of this state.
Frequently asked questions
Is Kraken available in Washington?
Yes. Kraken serves Washington residents and is listed second of 8 in our Washington guide. Full Kraken service returned to Washington in July 2025. Here it takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal. Availability is verified against blog.kraken.com, the operator's own page.
What payment methods does Kraken accept in Washington?
In Washington, Kraken takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal. Worth knowing: ACH transfer, instant credit for trading; 7-day hold before withdrawal on first-time deposits; Debit card, 72-hour withdrawal hold on first purchase; PayPal, 72-hour withdrawal hold on first deposit. These are the state pair rows from our Washington guide, reviewed 2026-08-23.
What is the catch with Kraken in Washington?
Full Kraken service returned to Washington in July 2025. Availability is verified against blog.kraken.com, the operator's own page.
Is bitcoin legal in Washington?
Bitcoin is legal in Washington. Exchanges serving state residents need a money transmitter license from the Department of Financial Institutions under the Uniform Money Services Act, chapter 19.230 RCW, which Senate Bill 5031 amended effective July 2017 to pull virtual currency explicitly into the definition of money transmission.
Does Washington tax bitcoin gains?
Washington has no tax on wages or ordinary income, but its capital gains excise tax applies 7 percent to net long-term gains above an inflation-adjusted annual deduction of about $250,000, with an additional 2.9 percent on gains over $1 million. Federal capital gains tax applies on top.
Which exchanges are available in Washington?
Coinbase, Kraken, Gemini, River, Swan Bitcoin, Strike, Coinmama and CEX.IO are listed in our Washington guide; Binance.US is not available to Washington residents. Rows marked limited carry a caveat on their own page.
Kraken by state in the United States
51 state rows from our state guides, 4 of them verified against the operator's own page. Each state opens the Kraken page for it: availability, the caveat where there is one, the source, and the rails it takes there. Every state compared.
Available48 states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Limited1 state
Sources
- Kraken: blog.kraken.com
- Kraken fee schedule
- Bloomberg: Kraken said to prepare for IPO
- Value Add VC: Kraken IPO and valuation analysis
- Kraken security practices
- Washington DFI money services laws and rules
- Uniform Money Services Act, chapter 19.230 RCW
- Washington Department of Revenue: capital gains tax
- Binance.US supported and unsupported states list