Kraken in Hawaii

In Hawaii: Available
Listed: #2 of 8
Bitcoin in Hawaii: Legal
Our rating: 4.7
Review updated: 2026-08-23

Yes. Kraken serves Hawaii residents and is listed second of 8 in our Hawaii guide. Here it takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal. Availability follows our national United States listing; the state guide cites no operator page for this row.

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In Hawaii: Available
Listed: #2 of 8
Fees: From 0.25% maker, 0.40% taker
KYC: Required
Pays with in Hawaii: ACH transfer, Wire transfer, Debit card +3
State licence regime: No state license since July 2024
Money transmitter licence: Not required in this state

How to pay on Kraken in Hawaii

The deposit rails Kraken offers to buyers in Hawaii, from our Hawaii guide reviewed 2026-08-23. Each one links to how that rail works here.

ACH transfer:: instant credit for trading; 7-day hold before withdrawal on first-time deposits
Debit card:: 72-hour withdrawal hold on first purchase
PayPal:: 72-hour withdrawal hold on first deposit

Bitcoin in Hawaii: the licensing picture

LegalNo state license since July 2024State guide reviewed 2026-08-23

Bitcoin is legal in Hawaii. The Department of Commerce and Consumer Affairs' Division of Financial Institutions announced in January 2024 that it would no longer treat digital asset activity as money transmission under state law, so crypto companies need no state money transmitter license, a change that took effect July 1, 2024. Companies are still expected to meet federal requirements, including FinCEN registration and SEC or FINRA rules where they apply.

How to buy bitcoin in Hawaii

Every exchange listed in Hawaii

The Hawaii roster from our state guide, in its order. Rows carry the payment methods each platform offers in Hawaii, not nationally.

Bitcoin exchanges ranked in Hawaii by our editorial review of fees, security record and local payment support, with the payment methods each one offers here.
#	Exchange	Rating	Fees	ID check	Pays with
1	Coinbase	4.5	Maker-taker on Advanced Trade	Required	ACH transfer, Wire transfer, Debit card, PayPal
2	KrakenThis page	4.7	From 0.25% maker, 0.40% taker	Required	ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal
3	Gemini	4.4	0.5% + flat fee on easy buys	Required	ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal
4	River	4.6	Free recurring, 1.2% one-off	Required	ACH transfer, Wire transfer
5	Swan Bitcoin	4.4	About 0.99% per purchase	Required	ACH transfer, Wire transfer
6	Strike	4.6	Fee shown before you confirm	Required	ACH transfer, Wire transfer, Debit card
7	Binance.US	3.9	0% maker, 0.02% taker	Required	ACH transfer, Wire transfer
8	Coinmama	3.9	Commission plus card surcharge	Required	Debit card, Wire transfer

Full comparison in the Hawaii guide

Frequently asked questions

Is Kraken available in Hawaii?

What payment methods does Kraken accept in Hawaii?

In Hawaii, Kraken takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal. Worth knowing: ACH transfer, instant credit for trading; 7-day hold before withdrawal on first-time deposits; Debit card, 72-hour withdrawal hold on first purchase; PayPal, 72-hour withdrawal hold on first deposit. These are the state pair rows from our Hawaii guide, reviewed 2026-08-23.

Is bitcoin legal in Hawaii?

Which exchanges are available in Hawaii?

Coinbase, Kraken, Gemini, River, Swan Bitcoin, Strike, Binance.US and Coinmama are listed in our Hawaii guide. Rows marked limited carry a caveat on their own page.

Kraken by state in the United States

51 state rows from our state guides, 4 of them verified against the operator's own page. Each state opens the Kraken page for it: availability, the caveat where there is one, the source, and the rails it takes there. Every state compared.