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Bitget Wallet Card review

Last reviewed 2026-08-25

Bitget Wallet Card ties its rewards to a monthly spend threshold rather than a simple flat percentage, and its no-fee promise depends on staying inside a monthly quota that varies by region.

Every cardholder earns a 2% base assetback rate by default. Once monthly spend crosses $200 to $400 (the exact threshold depends on card type and region), the rate steps up to 3% assetback, payable in a choice of assets including BTC, gold, and US stocks. Bitget states this reward typically offsets most top-up and currency-conversion fees, so ordinary spending within the monthly quota effectively carries no extra cost; standard fees resume once a cardholder exceeds their monthly assetback allowance.

There is no card opening fee and no annual fee. Bitget's own marketing states it does not profit from exchange-rate spreads, claiming settlement rates closely track live market rates rather than adding a hidden markup; separate third-party fee trackers describe a roughly 1% top-up fee, 1.7% FX fee on non-USD spending, and a 0.53% crypto-to-fiat conversion fee that apply once a cardholder exceeds the monthly fee-free quota. ATM withdrawals cost 1% (minimum $5) and are excluded from the monthly zero-fee quota. An inactivity fee of roughly $1/month applies after an extended period of no card use.

Order the Bitget Wallet Card
Issuer
Bitget
Rewards
2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.
Fees
No card opening or annual fee; roughly a 1% top-up fee, 1.7% FX fee on non-USD spend, and 0.53% conversion fee apply once a cardholder exceeds the monthly fee-free quota tied to their assetback tier; ATM withdrawals cost 1% (minimum $5) and are excluded from that quota.
Available in
Most of the European Economic Area, United Kingdom, Argentina, Brazil, Chile, Colombia, Ecuador, El Salvador, Guatemala, Mexico, Panama, and Peru, Singapore, South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, and the Philippines, South Africa, Pakistan and Bangladesh

Reward tiers

Rewards are paid in a choice of assets including Bitcoin, gold, and US stocks, selectable by the cardholder. The assetback reward is designed to offset the monthly top-up and conversion fee quota rather than functioning as pure cashback on top of fee-free spending.

TierRewardsRequirements
Base2% assetbackDefault rate for all cardholders, virtual and physical, up to the monthly cap
Booster3% assetbackNew cardholders, or reaching $200/month eligible spend in EEA/UK/Singapore/South Korea/Japan/Malaysia/Taiwan/Australia/mainland China, or $100/month in Latin America/Vietnam/Thailand/Philippines/South Africa/Pakistan

Where you can get the Bitget Wallet Card

Bitget publishes its coverage as five regional groups on the card page itself, which is where this list comes from. Mainland China is on that list, which is unusual for a crypto card and is the issuer's own claim rather than ours; local law is a separate question from whether an issuer will hand you a card. Not available in the United States, Canada, India or Russia.

Pros and cons

What works

  • No card opening fee or annual fee in any supported region
  • Wide multi-continent coverage spanning Europe, Latin America, Asia-Pacific, and parts of Africa and South Asia
  • Rewards can be earned in a choice of assets, including gold and US stocks, not just crypto
  • Assetback rewards are designed to directly offset the same top-up and FX fees that would otherwise apply

What to watch

  • Reaching the higher 3% assetback tier requires clearing a monthly spend threshold, not automatic for light spenders
  • Fees resume in full once a cardholder exceeds their monthly zero-fee quota, and the exact quota varies by region and card type
  • ATM withdrawals carry a separate 1% fee that is explicitly excluded from the monthly zero-fee quota
  • Not available in the United States, Canada, India, or Russia

Frequently asked questions

What countries can get a Bitget Wallet Card?

According to Bitget's own product page, the card is available across the European Economic Area and UK, ten named Latin American countries, most of Asia-Pacific including mainland China, South Africa, and Pakistan and Bangladesh; it is not available in the United States, Canada, India, or Russia.

How do I earn 3% assetback instead of 2% on Bitget Wallet Card?

All cardholders start at a 2% base assetback rate; reaching the 3% Booster tier requires hitting a monthly spend threshold that Bitget sets at $200 in most regions and $100 in select Latin American and Asian markets.

Does Bitget Wallet Card charge foreign exchange fees?

Within the monthly fee-free quota tied to your assetback tier, Bitget states it does not profit from exchange-rate spreads; once that quota is exceeded, third-party fee trackers describe roughly a 1.7% FX fee on non-USD spending plus other conversion fees.

Is there an annual fee for Bitget Wallet Card?

No, there is no card opening fee or annual fee; an inactivity fee of roughly $1 per month applies only after an extended period without card use.

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