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Bitget Wallet Card vs Bybit Card

Comparing
two crypto cards
Decided by
Editorial rating
Last reviewed
2026-08-25
Bitget Wallet Card3.9

Bitget Wallet Card is a non-custodial Visa/Mastercard debit card spanning the EEA, UK, Latin America, and Asia-Pacific that pays up to 3% assetback once monthly spend clears a $200 to $400 threshold.

Bybit Card3.4

Bybit Card is a family of regional Mastercard debit programmes paying 2 to 10 percent cashback in Bybit points, with EEA cardholders moving to a flat 1 percent for ordinary users in 2026.

Verdict: Bitget Wallet Card

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.4 for Bybit Card.

Criterion
Editorial rating
Bitget Wallet Card
3.9
Bybit Card
3.4

Bitget Wallet Card and Bybit Card, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Bitget Wallet Card and Bybit Card compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
FactBitget Wallet CardBybit Card
Editorial rating3.9 (favoured on this row)3.4
IssuerBitgetBybit
Cashback2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.2% to 10% cashback via a six-tier VIP ladder in most regions; EEA-issued cardholders without VIP status earn a flat 1% since August 2026.
Top reward tier3% assetback (Booster)10% cashback (Infinite)
Reward tiers26
FeesNo card opening or annual fee; roughly a 1% top-up fee, 1.7% FX fee on non-USD spend, and 0.53% conversion fee apply once a cardholder exceeds the monthly fee-free quota tied to their assetback tier; ATM withdrawals cost 1% (minimum $5) and are excluded from that quota.No annual or inactivity fee anywhere; EEA/Switzerland FX runs 0.5% and crypto conversion 0.9%, but non-European regions range from 1% (Australia) to as high as 7% (Argentina) in FX fees, plus a 2% ATM fee above a small free monthly allowance.
Countries issued in5433
Countries both are issued in3131
Last reviewed2026-08-252026-08-25

Pros and cons, side by side

Bitget Wallet Card

What works

  • No card opening fee or annual fee in any supported region
  • Wide multi-continent coverage spanning Europe, Latin America, Asia-Pacific, and parts of Africa and South Asia
  • Rewards can be earned in a choice of assets, including gold and US stocks, not just crypto
  • Assetback rewards are designed to directly offset the same top-up and FX fees that would otherwise apply

What to watch

  • Reaching the higher 3% assetback tier requires clearing a monthly spend threshold, not automatic for light spenders
  • Fees resume in full once a cardholder exceeds their monthly zero-fee quota, and the exact quota varies by region and card type
  • ATM withdrawals carry a separate 1% fee that is explicitly excluded from the monthly zero-fee quota
  • Not available in the United States, Canada, India, or Russia

Bybit Card

What works

  • No annual, monthly, or inactivity fee across every regional program
  • Cashback can reach 10% at the top VIP tier, higher than most competitors in this batch
  • Free virtual card issuance everywhere, with a roughly 5 EUR/USD physical card fee
  • EEA cardholders without VIP status now earn an uncapped flat 1% instead of a capped tiered rate

What to watch

  • Not one unified product: fees and terms differ sharply by region, and Argentina's FX fee runs as high as 7% plus a temporary padding hold
  • Turkey gets a virtual card only, with no physical card available
  • Reaching the top 8-10% cashback tiers requires Supreme VIP exchange status or very large monthly card spend ($12,500-$25,000)
  • Not available in the US, Canada, China, Japan, South Korea, Singapore or Australia

Frequently asked questions

Is Bitget Wallet Card or Bybit Card better?

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.4 for Bybit Card. The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Bitget Wallet Card or Bybit Card?

Bitget Wallet Card: 2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.. Bybit Card: 2% to 10% cashback via a six-tier VIP ladder in most regions; EEA-issued cardholders without VIP status earn a flat 1% since August 2026.. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Bitget Wallet Card and Bybit Card?

Both are issued in 31 countries, including Austria, Belgium, Bulgaria, Croatia, Cyprus, on each issuer's own eligibility page. Bitget Wallet Card is issued in 54 countries we track and Bybit Card in 33.

The full reviews: Bitget Wallet Card and Bybit Card, each with its sources, and every crypto card we review.

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