Bitget Wallet Card vs KuCoin Card (KuCard)

Comparing: two crypto cards
Decided by: Editorial rating
Last reviewed: 2026-08-25

Bitget Wallet Card is a non-custodial Visa/Mastercard debit card spanning the EEA, UK, Latin America, and Asia-Pacific that pays up to 3% assetback once monthly spend clears a $200 to $400 threshold.

KuCoin Card (KuCard)2.7

KuCoin Card is a New Zealand only debit card paying 1% to 3% base cashback in USDC or KCS by VIP tier, with a KCS Loyalty bonus pushing the maximum toward 8.5%.

Verdict: Bitget Wallet Card

Bitget Wallet Card rates higher on our rubric: 3.9 against 2.7 for KuCoin Card (KuCard).

Criterion: Editorial rating
Bitget Wallet Card: 3.9
KuCoin Card (KuCard): 2.7

Bitget Wallet Card and KuCoin Card (KuCard), fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Bitget Wallet Card and KuCoin Card (KuCard) compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
Fact	Bitget Wallet Card	KuCoin Card (KuCard)
Editorial rating	3.9 (favoured on this row)	2.7
Issuer	Bitget	KuCoin
Cashback	2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.	New Zealand program: 1% to 3% base cashback (USDC or KCS) by VIP tier, plus up to a further 5.5% KCS Loyalty Level bonus, capped at 250 USDC redeemed per month. A separately reported EEA program's cashback terms are not confirmed on an official KuCoin page.
Top reward tier	3% assetback (Booster)	3% cashback (VIP 11-12)
Reward tiers	2	7
Fees	No card opening or annual fee; roughly a 1% top-up fee, 1.7% FX fee on non-USD spend, and 0.53% conversion fee apply once a cardholder exceeds the monthly fee-free quota tied to their assetback tier; ATM withdrawals cost 1% (minimum $5) and are excluded from that quota.	New Zealand program's fee structure is not detailed in the reviewed KuCoin support article beyond cashback caps; a separately reported EEA program cites roughly a 10 EUR annual fee (waived above 500 EUR/year spend), a 9.99 EUR physical card fee, and a 2% international FX fee, none of which are confirmed on an official KuCoin page.
Countries issued in	54	1
Countries both are issued in	0	0
Last reviewed	2026-08-25	2026-08-25

Pros and cons, side by side

Bitget Wallet Card

What works

No card opening fee or annual fee in any supported region
Wide multi-continent coverage spanning Europe, Latin America, Asia-Pacific, and parts of Africa and South Asia
Rewards can be earned in a choice of assets, including gold and US stocks, not just crypto
Assetback rewards are designed to directly offset the same top-up and FX fees that would otherwise apply

What to watch

Reaching the higher 3% assetback tier requires clearing a monthly spend threshold, not automatic for light spenders
Fees resume in full once a cardholder exceeds their monthly zero-fee quota, and the exact quota varies by region and card type
ATM withdrawals carry a separate 1% fee that is explicitly excluded from the monthly zero-fee quota
Not available in the United States, Canada, India, or Russia

KuCoin Card (KuCard)

What works

Cashback can reach as high as 8.5% for large KCS holders combining VIP status and Loyalty Level bonuses
No staking lockup is described for the New Zealand program's base VIP-tier cashback, unlike some competitors' 12-month lockups
Multiple tiers are reachable purely through exchange trading volume (VIP status) rather than requiring a card-specific deposit
Cashback is paid in USDC or KCS, so the payout can be a dollar stablecoin rather than the exchange's own token

What to watch

KuCoin operates what appear to be two distinct, non-overlapping card programs under the same brand name, creating real risk of publishing the wrong country's terms as universal
Even at the highest combined cashback percentage, redemption is capped at 250 USDC per month, limiting the real-dollar value for high spenders
The separately reported EEA program's fees are not corroborated on any page KuCoin itself hosts, and should be treated as unverified
Entry-tier cashback for typical users without meaningful KCS holdings or trading volume is as low as 1%, capped at just 10 USDC per month

Frequently asked questions

Is Bitget Wallet Card or KuCoin Card (KuCard) better?

Bitget Wallet Card rates higher on our rubric: 3.9 against 2.7 for KuCoin Card (KuCard). The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Bitget Wallet Card or KuCoin Card (KuCard)?

Bitget Wallet Card: 2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.. KuCoin Card (KuCard): New Zealand program: 1% to 3% base cashback (USDC or KCS) by VIP tier, plus up to a further 5.5% KCS Loyalty Level bonus, capped at 250 USDC redeemed per month. A separately reported EEA program's cashback terms are not confirmed on an official KuCoin page.. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Bitget Wallet Card and KuCoin Card (KuCard)?

Both are issued in no country we track, on each issuer's own eligibility page. Bitget Wallet Card is issued in 54 countries we track and KuCoin Card (KuCard) in 1.

The full reviews: Bitget Wallet Card and KuCoin Card (KuCard), each with its sources, and every crypto card we review.

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