Bitget Wallet Card vs Gnosis Pay Card (Gnosis Card)

Comparing: two crypto cards
Decided by: Editorial rating
Last reviewed: 2026-08-25

Bitget Wallet Card is a non-custodial Visa/Mastercard debit card spanning the EEA, UK, Latin America, and Asia-Pacific that pays up to 3% assetback once monthly spend clears a $200 to $400 threshold.

Gnosis Pay Card (Gnosis Card)3.6

Gnosis Pay Card is a self-custodial Visa debit card that pays up to 5% back in GNO tokens based on how much GNO you hold, with zero card, FX, or gas fees.

Verdict: Bitget Wallet Card

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.6 for Gnosis Pay Card (Gnosis Card).

Criterion: Editorial rating
Bitget Wallet Card: 3.9
Gnosis Pay Card (Gnosis Card): 3.6

Bitget Wallet Card and Gnosis Pay Card (Gnosis Card), fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Bitget Wallet Card and Gnosis Pay Card (Gnosis Card) compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
Fact	Bitget Wallet Card	Gnosis Pay Card (Gnosis Card)
Editorial rating	3.9 (favoured on this row)	3.6
Issuer	Bitget	Gnosis Pay Co Ltd (UK-registered) / Monavate (card issuer, UK); Gnosis Pay S.A. for Latin America
Cashback	2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.	1% to 4% cashback in GNO based on GNO held (0.1 to 100+ GNO), plus a further 1% for OG NFT holders, up to a 5% maximum, under an interim programme running through September 30, 2026.
Top reward tier	3% assetback (Booster)	4% (5% with OG NFT) (100 GNO held)
Reward tiers	2	4
Fees	No card opening or annual fee; roughly a 1% top-up fee, 1.7% FX fee on non-USD spend, and 0.53% conversion fee apply once a cardholder exceeds the monthly fee-free quota tied to their assetback tier; ATM withdrawals cost 1% (minimum $5) and are excluded from that quota.	0% on card transactions, FX, and gas; free ATM withdrawals up to 5 per month or €200 (whichever comes first), then 2% per additional withdrawal.
Countries issued in	54	36
Countries both are issued in	34	34
Last reviewed	2026-08-25	2026-08-24

Pros and cons, side by side

Bitget Wallet Card

What works

No card opening fee or annual fee in any supported region
Wide multi-continent coverage spanning Europe, Latin America, Asia-Pacific, and parts of Africa and South Asia
Rewards can be earned in a choice of assets, including gold and US stocks, not just crypto
Assetback rewards are designed to directly offset the same top-up and FX fees that would otherwise apply

What to watch

Reaching the higher 3% assetback tier requires clearing a monthly spend threshold, not automatic for light spenders
Fees resume in full once a cardholder exceeds their monthly zero-fee quota, and the exact quota varies by region and card type
ATM withdrawals carry a separate 1% fee that is explicitly excluded from the monthly zero-fee quota
Not available in the United States, Canada, India, or Russia

Gnosis Pay Card (Gnosis Card)

What works

Fully self-custodial, spending directly from a user-controlled Safe wallet rather than a custodial balance
0% fees across card transactions, FX markup, and blockchain gas costs
Cashback tiers require only holding GNO, not staking or locking it
No card, monthly, or annual fee

What to watch

The United Kingdom is explicitly excluded despite Gnosis Pay being a UK-registered company
Not yet available in the United States, Canada, Australia, or most of Asia and Africa
Each cashback tier caps weekly eligible spend, so heavy spenders earn nothing above the cap
The current cashback programme is explicitly time-limited through September 30, 2026 with no confirmed successor terms

Frequently asked questions

Is Bitget Wallet Card or Gnosis Pay Card (Gnosis Card) better?

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.6 for Gnosis Pay Card (Gnosis Card). The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Bitget Wallet Card or Gnosis Pay Card (Gnosis Card)?

Bitget Wallet Card: 2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.. Gnosis Pay Card (Gnosis Card): 1% to 4% cashback in GNO based on GNO held (0.1 to 100+ GNO), plus a further 1% for OG NFT holders, up to a 5% maximum, under an interim programme running through September 30, 2026.. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Bitget Wallet Card and Gnosis Pay Card (Gnosis Card)?

Both are issued in 34 countries, including Argentina, Austria, Belgium, Brazil, Bulgaria, on each issuer's own eligibility page. Bitget Wallet Card is issued in 54 countries we track and Gnosis Pay Card (Gnosis Card) in 36.

The full reviews: Bitget Wallet Card and Gnosis Pay Card (Gnosis Card), each with its sources, and every crypto card we review.

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