Bitget Wallet Card vs ether.fi Cash

Comparing: two crypto cards
Decided by: Editorial rating
Last reviewed: 2026-08-25

Bitget Wallet Card is a non-custodial Visa/Mastercard debit card spanning the EEA, UK, Latin America, and Asia-Pacific that pays up to 3% assetback once monthly spend clears a $200 to $400 threshold.

ether.fi Cash3.5

ether.fi Cash is a self-custodial Visa credit card that pays 3% cashback on the first $2,000 to $50,000 of monthly spend depending on membership tier, stepping down to 1% and 0.5% above that band.

Verdict: Bitget Wallet Card

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.5 for ether.fi Cash.

Criterion: Editorial rating
Bitget Wallet Card: 3.9
ether.fi Cash: 3.5

Bitget Wallet Card and ether.fi Cash, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Bitget Wallet Card and ether.fi Cash compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
Fact	Bitget Wallet Card	ether.fi Cash
Editorial rating	3.9 (favoured on this row)	3.5
Issuer	Bitget	ether.fi
Cashback	2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.	3% cashback on the first $2,000 (Core), $10,000 (Luxe), or $50,000 (Pinnacle) of monthly spend, stepping down to 1% then 0.5% beyond that band; invitation-only VIP pays 4% on its first $50,000.
Top reward tier	3% assetback (Booster)	1% flat, no banding (Business)
Reward tiers	2	5
Fees	No card opening or annual fee; roughly a 1% top-up fee, 1.7% FX fee on non-USD spend, and 0.53% conversion fee apply once a cardholder exceeds the monthly fee-free quota tied to their assetback tier; ATM withdrawals cost 1% (minimum $5) and are excluded from that quota.	No annual fee at any tier; FX runs roughly 1% base rate plus a tier margin of 0-0.5% (Core) down to 0% (Pinnacle/VIP); ATM withdrawals cost 2% per transaction, capped at $500 with 3 attempts per 24 hours.
Countries issued in	54	82
Countries both are issued in	47	47
Last reviewed	2026-08-25	2026-08-25

Pros and cons, side by side

Bitget Wallet Card

What works

No card opening fee or annual fee in any supported region
Wide multi-continent coverage spanning Europe, Latin America, Asia-Pacific, and parts of Africa and South Asia
Rewards can be earned in a choice of assets, including gold and US stocks, not just crypto
Assetback rewards are designed to directly offset the same top-up and FX fees that would otherwise apply

What to watch

Reaching the higher 3% assetback tier requires clearing a monthly spend threshold, not automatic for light spenders
Fees resume in full once a cardholder exceeds their monthly zero-fee quota, and the exact quota varies by region and card type
ATM withdrawals carry a separate 1% fee that is explicitly excluded from the monthly zero-fee quota
Not available in the United States, Canada, India, or Russia

ether.fi Cash

What works

Fully non-custodial, spending against a self-held crypto vault rather than a custodial balance
No annual fee at any of the four membership tiers
Higher tiers reduce or eliminate the FX margin entirely, down to 0% at Pinnacle and VIP
3% cashback band scales up to $50,000 of monthly spend at the Pinnacle tier

What to watch

Cashback is banded, not flat: heavy spenders on lower tiers fall to just 0.5% once they exceed their tier's spend cap
ATM access is tightly capped at $500 per withdrawal and 3 attempts per 24 hours, limiting practical cash access to about $1,500/day
Physical card issuance costs $50-$100 depending on tier, unlike most competitors' free physical cards
Sources disagree on the exact reward asset (SCR/SCRL, wETH, or USDC across different documentation), so the payout token should be confirmed in-app before relying on it

Frequently asked questions

Is Bitget Wallet Card or ether.fi Cash better?

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.5 for ether.fi Cash. The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Bitget Wallet Card or ether.fi Cash?

Bitget Wallet Card: 2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.. ether.fi Cash: 3% cashback on the first $2,000 (Core), $10,000 (Luxe), or $50,000 (Pinnacle) of monthly spend, stepping down to 1% then 0.5% beyond that band; invitation-only VIP pays 4% on its first $50,000.. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Bitget Wallet Card and ether.fi Cash?

Both are issued in 47 countries, including Argentina, Australia, Austria, Bangladesh, Belgium, on each issuer's own eligibility page. Bitget Wallet Card is issued in 54 countries we track and ether.fi Cash in 82.

The full reviews: Bitget Wallet Card and ether.fi Cash, each with its sources, and every crypto card we review.

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