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Bitget Wallet Card vs Nexo Card

Comparing
two crypto cards
Decided by
Editorial rating
Last reviewed
2026-08-25
Bitget Wallet Card3.9

Bitget Wallet Card is a non-custodial Visa/Mastercard debit card spanning the EEA, UK, Latin America, and Asia-Pacific that pays up to 3% assetback once monthly spend clears a $200 to $400 threshold.

Nexo Card3.3

Nexo Card is a dual debit/credit Mastercard for European Economic Area residents that pays up to 2% crypto cashback in Credit Mode without needing to sell your crypto.

Verdict: Bitget Wallet Card

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.3 for Nexo Card.

Criterion
Editorial rating
Bitget Wallet Card
3.9
Nexo Card
3.3

Bitget Wallet Card and Nexo Card, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Bitget Wallet Card and Nexo Card compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
FactBitget Wallet CardNexo Card
Editorial rating3.9 (favoured on this row)3.3
IssuerBitgetNexo
Cashback2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.Up to 2% crypto cashback (in NEXO Tokens) or 0.5% in Bitcoin when spending in Credit Mode, tiered by Loyalty Program status which requires a $5,000+ digital asset balance.
Top reward tier3% assetback (Booster)2% in NEXO Tokens or 0.5% in BTC (Platinum)
Reward tiers24
FeesNo card opening or annual fee; roughly a 1% top-up fee, 1.7% FX fee on non-USD spend, and 0.53% conversion fee apply once a cardholder exceeds the monthly fee-free quota tied to their assetback tier; ATM withdrawals cost 1% (minimum $5) and are excluded from that quota.No monthly, annual, or inactivity fee; free ATM withdrawals scale with Loyalty Tier from €200 to €2,000/month, and foreign transaction fees range from 0.2% (EEA/UK/CH weekday) to 2.5% (rest of world weekend).
Countries issued in5430
Countries both are issued in3030
Last reviewed2026-08-252026-08-24

Pros and cons, side by side

Bitget Wallet Card

What works

  • No card opening fee or annual fee in any supported region
  • Wide multi-continent coverage spanning Europe, Latin America, Asia-Pacific, and parts of Africa and South Asia
  • Rewards can be earned in a choice of assets, including gold and US stocks, not just crypto
  • Assetback rewards are designed to directly offset the same top-up and FX fees that would otherwise apply

What to watch

  • Reaching the higher 3% assetback tier requires clearing a monthly spend threshold, not automatic for light spenders
  • Fees resume in full once a cardholder exceeds their monthly zero-fee quota, and the exact quota varies by region and card type
  • ATM withdrawals carry a separate 1% fee that is explicitly excluded from the monthly zero-fee quota
  • Not available in the United States, Canada, India, or Russia

Nexo Card

What works

  • Credit Mode lets you spend without selling your crypto, retaining upside exposure
  • No monthly, annual, or inactivity card fee
  • Unspent balance earns daily-compounding interest up to roughly 13% per year
  • Free ATM allowance scales meaningfully with Loyalty Tier, up to €2,000/month at Platinum

What to watch

  • Cashback only applies in Credit Mode, not when spending directly from crypto in Debit Mode
  • Requires a $5,000+ digital asset balance just to join the Loyalty Program and start earning cashback
  • Foreign transaction fees outside the EEA/UK/Switzerland run 2-2.5%, notably higher than the 0.2-0.7% domestic-region rate
  • A physical card requires at least Gold Loyalty Tier status, a higher bar than the virtual card's $50 minimum

Frequently asked questions

Is Bitget Wallet Card or Nexo Card better?

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.3 for Nexo Card. The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Bitget Wallet Card or Nexo Card?

Bitget Wallet Card: 2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.. Nexo Card: Up to 2% crypto cashback (in NEXO Tokens) or 0.5% in Bitcoin when spending in Credit Mode, tiered by Loyalty Program status which requires a $5,000+ digital asset balance.. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Bitget Wallet Card and Nexo Card?

Both are issued in 30 countries, including Austria, Belgium, Bulgaria, Croatia, Cyprus, on each issuer's own eligibility page. Bitget Wallet Card is issued in 54 countries we track and Nexo Card in 30.

The full reviews: Bitget Wallet Card and Nexo Card, each with its sources, and every crypto card we review.

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