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Bitget Wallet Card vs Wirex Card

Comparing
two crypto cards
Decided by
Editorial rating
Last reviewed
2026-08-25
Bitget Wallet Card3.9

Bitget Wallet Card is a non-custodial Visa/Mastercard debit card spanning the EEA, UK, Latin America, and Asia-Pacific that pays up to 3% assetback once monthly spend clears a $200 to $400 threshold.

Wirex Card3.0

Wirex Card is a multi-region Visa/Mastercard debit card offering 0.5% to 8% Cryptoback rewards in WXT, with the top rate gated behind a paid plan and a 7.5 million WXT lockup.

Verdict: Bitget Wallet Card

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.0 for Wirex Card.

Criterion
Editorial rating
Bitget Wallet Card
3.9
Wirex Card
3.0

Bitget Wallet Card and Wirex Card, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Bitget Wallet Card and Wirex Card compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
FactBitget Wallet CardWirex Card
Editorial rating3.9 (favoured on this row)3.0
IssuerBitgetWirex Limited (UK, FCA-regulated EMI) / Wirex UAB (Lithuania, EEA passporting)
Cashback2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.Cryptoback in WXT ranges 0.5% on the free Standard plan up to 8% on the Elite Ultimate plan, which requires a €29.99/month subscription plus 7.5 million WXT locked for 180 days.
Top reward tier3% assetback (Booster)8% Cryptoback (Elite Ultimate)
Reward tiers28
FeesNo card opening or annual fee; roughly a 1% top-up fee, 1.7% FX fee on non-USD spend, and 0.53% conversion fee apply once a cardholder exceeds the monthly fee-free quota tied to their assetback tier; ATM withdrawals cost 1% (minimum $5) and are excluded from that quota.0% FX markup advertised on ordinary fiat card spending across all tiers, a roughly 0.5-1.5% crypto-to-fiat conversion spread, and free monthly ATM withdrawals up to a tier- and region-specific allowance before a 2% fee applies.
Countries issued in5435
Countries both are issued in3232
Last reviewed2026-08-252026-08-24

Pros and cons, side by side

Bitget Wallet Card

What works

  • No card opening fee or annual fee in any supported region
  • Wide multi-continent coverage spanning Europe, Latin America, Asia-Pacific, and parts of Africa and South Asia
  • Rewards can be earned in a choice of assets, including gold and US stocks, not just crypto
  • Assetback rewards are designed to directly offset the same top-up and FX fees that would otherwise apply

What to watch

  • Reaching the higher 3% assetback tier requires clearing a monthly spend threshold, not automatic for light spenders
  • Fees resume in full once a cardholder exceeds their monthly zero-fee quota, and the exact quota varies by region and card type
  • ATM withdrawals carry a separate 1% fee that is explicitly excluded from the monthly zero-fee quota
  • Not available in the United States, Canada, India, or Russia

Wirex Card

What works

  • No issuance fee for virtual or physical cards on any tier
  • 0% advertised FX markup on fiat card spending across all subscription tiers
  • Free Standard tier still earns 0.5% Cryptoback with no subscription required
  • Wide country coverage across Europe, Asia-Pacific, and Latin America

What to watch

  • The advertised 8% cashback requires both a €29.99/month subscription and locking 7.5 million WXT for 180 days
  • Rewards are paid in WXT, Wirex's own token, so their fiat value floats after crediting
  • Crypto-to-fiat conversion carries a separate spread of roughly 0.5-1.5% not included in the 0% FX headline
  • An inactivity fee of roughly €5/month applies to dormant fiat balances after extended non-use

Frequently asked questions

Is Bitget Wallet Card or Wirex Card better?

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.0 for Wirex Card. The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Bitget Wallet Card or Wirex Card?

Bitget Wallet Card: 2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.. Wirex Card: Cryptoback in WXT ranges 0.5% on the free Standard plan up to 8% on the Elite Ultimate plan, which requires a €29.99/month subscription plus 7.5 million WXT locked for 180 days.. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Bitget Wallet Card and Wirex Card?

Both are issued in 32 countries, including Argentina, Australia, Austria, Belgium, Brazil, on each issuer's own eligibility page. Bitget Wallet Card is issued in 54 countries we track and Wirex Card in 35.

The full reviews: Bitget Wallet Card and Wirex Card, each with its sources, and every crypto card we review.

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