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Bitget Wallet Card vs Oobit Card

Comparing
two crypto cards
Decided by
Editorial rating
Last reviewed
2026-10-29
Bitget Wallet Card3.9

Bitget Wallet Card is a non-custodial Visa/Mastercard debit card spanning the EEA, UK, Latin America, and Asia-Pacific that pays up to 3% assetback once monthly spend clears a $200 to $400 threshold.

Oobit Card3.1

Oobit Card is a Visa card that spends stablecoins and crypto from an Oobit account or, through DePay, a self-custody wallet, with a 1% fee on every card payment and base points worth 0.1% to 0.5%.

Verdict: Bitget Wallet Card

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.1 for Oobit Card.

Criterion
Editorial rating
Bitget Wallet Card
3.9
Oobit Card
3.1

Bitget Wallet Card and Oobit Card, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Bitget Wallet Card and Oobit Card compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
FactBitget Wallet CardOobit Card
Editorial rating3.9 (favoured on this row)3.1
IssuerBitgetOobit Technologies UAB; outside the United States the card is issued by Third National under license from Visa
Cashback2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets.Base points are worth 0.1% to 0.5% of Tap to Pay spend depending on your level, plus capped offers of 5% in stablecoins (up to $200 of spend) and 10% in OOB (up to $5,000 of spend), all spendable only inside the app.
Top reward tier3% assetback (Booster)5 points per $1, worth 0.5% (Level 5)
Reward tiers25
FeesNo card opening or annual fee; roughly a 1% top-up fee, 1.7% FX fee on non-USD spend, and 0.53% conversion fee apply once a cardholder exceeds the monthly fee-free quota tied to their assetback tier; ATM withdrawals cost 1% (minimum $5) and are excluded from that quota.No fee to get the card and no monthly fee; 1% per card payment with a $0.25 minimum; the card is denominated in USD, with up to 1.5% more on other currencies; 2.5% on ATM withdrawals.
Countries issued in5472
Countries both are issued in4646
Last reviewed2026-08-252026-10-29

Pros and cons, side by side

Bitget Wallet Card

What works

  • No card opening fee or annual fee in any supported region
  • Wide multi-continent coverage spanning Europe, Latin America, Asia-Pacific, and parts of Africa and South Asia
  • Rewards can be earned in a choice of assets, including gold and US stocks, not just crypto
  • Assetback rewards are designed to directly offset the same top-up and FX fees that would otherwise apply

What to watch

  • Reaching the higher 3% assetback tier requires clearing a monthly spend threshold, not automatic for light spenders
  • Fees resume in full once a cardholder exceeds their monthly zero-fee quota, and the exact quota varies by region and card type
  • ATM withdrawals carry a separate 1% fee that is explicitly excluded from the monthly zero-fee quota
  • Not available in the United States, Canada, India, or Russia

Oobit Card

What works

  • No fee to get the card and no monthly fee, so the cost is per payment only
  • DePay pays from a self-custody wallet such as MetaMask, Trust Wallet or Phantom without moving funds into Oobit first
  • Listed in 72 countries that have a guide on this site, including most of the European Economic Area, the United Kingdom, the United States, Brazil, Mexico and South Korea
  • Works with Apple Pay and Google Wallet, so you can tap to pay wherever Visa is accepted

What to watch

  • A 1% fee applies to every card payment, with a $0.25 minimum, which is more than the 0.1% to 0.5% the base points pay back
  • Payments in currencies other than USD can add up to 1.5% on top, and ATM withdrawals cost 2.5%
  • Rewards can only be spent on Tap to Pay payments in the app and cannot be withdrawn, and Oobit can change offers on 30 days' notice
  • The 5% stablecoin reward is capped at $200 of spend and the 10% OOB reward at $5,000 of spend
  • The self-custody route needs a spending approval that lets Oobit draw up to your limit, and the card terms let Oobit and the issuer change spending limits, including to $0, with or without notice

Frequently asked questions

Is Bitget Wallet Card or Oobit Card better?

Bitget Wallet Card rates higher on our rubric: 3.9 against 3.1 for Oobit Card. The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Bitget Wallet Card or Oobit Card?

Bitget Wallet Card: 2% base assetback on every cardholder, rising to 3% once monthly spend clears a $200-$400 threshold depending on region and card type; paid in a choice of BTC, gold, US stocks, and other assets. Oobit Card: Base points are worth 0.1% to 0.5% of Tap to Pay spend depending on your level, plus capped offers of 5% in stablecoins (up to $200 of spend) and 10% in OOB (up to $5,000 of spend), all spendable only inside the app. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Bitget Wallet Card and Oobit Card?

Both are issued in 46 countries, including Argentina, Australia, Austria, Belgium, Brazil, on each issuer's own eligibility page. Bitget Wallet Card is issued in 54 countries we track and Oobit Card in 72.

The full reviews: Bitget Wallet Card and Oobit Card, each with its sources, and every crypto card we review.

More comparisons

Every other head-to-head Bitget Wallet Card or Oobit Card appears in.

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