Skip to content
buybitcoinsmart
Menu

Bybit Card vs RedotPay Card

Comparing
two crypto cards
Decided by
Editorial rating
Last reviewed
2026-08-25
Bybit Card3.4

Bybit Card is a family of regional Mastercard debit programmes paying 2 to 10 percent cashback in Bybit points, with EEA cardholders moving to a flat 1 percent for ordinary users in 2026.

RedotPay Card3.4

RedotPay Card is a prepaid Visa/Mastercard aimed at emerging markets, charging a 2% or higher swipe fee outside the card's home currency and up to 4.2% on ATM withdrawals.

No verdict

No verdict: both cards score 3.4 out of 5 on our rubric, so the rows below decide by what you need.

Criterion
Editorial rating
Bybit Card
3.4
RedotPay Card
3.4

Bybit Card and RedotPay Card, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Bybit Card and RedotPay Card compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
FactBybit CardRedotPay Card
Editorial rating3.43.4
IssuerBybitRedotPay
Cashback2% to 10% cashback via a six-tier VIP ladder in most regions; EEA-issued cardholders without VIP status earn a flat 1% since August 2026.Roughly 3% cashback on Apple Pay/Google Pay transactions is available to RedotPay Pro subscribers ($12.90/month or $129/year); the base card has no broad percentage-back cashback program.
Top reward tier10% cashback (Infinite)Approximately 3% on Apple Pay and Google Pay transactions (RedotPay Pro, mobile wallet cashback)
Reward tiers61
FeesNo annual or inactivity fee anywhere; EEA/Switzerland FX runs 0.5% and crypto conversion 0.9%, but non-European regions range from 1% (Australia) to as high as 7% (Argentina) in FX fees, plus a 2% ATM fee above a small free monthly allowance.Virtual card costs 10 USDT to issue, physical card 100 USDT (one-time, no monthly fee); non-home-currency spending runs about 2.2% combined, and ATM withdrawals cost 2% to 4.2% depending on card currency and volume, partly waivable via the paid Pro plan.
Countries issued in33188
Countries both are issued in3030
Last reviewed2026-08-252026-08-24

Pros and cons, side by side

Bybit Card

What works

  • No annual, monthly, or inactivity fee across every regional program
  • Cashback can reach 10% at the top VIP tier, higher than most competitors in this batch
  • Free virtual card issuance everywhere, with a roughly 5 EUR/USD physical card fee
  • EEA cardholders without VIP status now earn an uncapped flat 1% instead of a capped tiered rate

What to watch

  • Not one unified product: fees and terms differ sharply by region, and Argentina's FX fee runs as high as 7% plus a temporary padding hold
  • Turkey gets a virtual card only, with no physical card available
  • Reaching the top 8-10% cashback tiers requires Supreme VIP exchange status or very large monthly card spend ($12,500-$25,000)
  • Not available in the US, Canada, China, Japan, South Korea, Singapore or Australia

RedotPay Card

What works

  • No monthly or annual fee on the base card, only one-time issuance costs
  • Very broad country eligibility, published transparently as a restriction list rather than vague marketing claims
  • RedotPay Pro subscribers get roughly 3% cashback on Apple Pay and Google Pay purchases
  • High published daily transaction limits, up to $1,000,000, for large spenders

What to watch

  • No broad percentage cashback for non-Pro users on ordinary card swipes
  • Spending outside the card's home currency adds a combined fee of roughly 2.2%
  • ATM withdrawals are expensive, ranging 2% to 4.2% before any operator surcharge
  • Virtual cards cannot be used for ATM withdrawals or PIN-based purchases, only the physical card

Frequently asked questions

Is Bybit Card or RedotPay Card better?

No verdict: both cards score 3.4 out of 5 on our rubric, so the rows below decide by what you need. The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Bybit Card or RedotPay Card?

Bybit Card: 2% to 10% cashback via a six-tier VIP ladder in most regions; EEA-issued cardholders without VIP status earn a flat 1% since August 2026.. RedotPay Card: Roughly 3% cashback on Apple Pay/Google Pay transactions is available to RedotPay Pro subscribers ($12.90/month or $129/year); the base card has no broad percentage-back cashback program.. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Bybit Card and RedotPay Card?

Both are issued in 30 countries, including Austria, Belgium, Bulgaria, Cyprus, Czech Republic, on each issuer's own eligibility page. Bybit Card is issued in 33 countries we track and RedotPay Card in 188.

The full reviews: Bybit Card and RedotPay Card, each with its sources, and every crypto card we review.

More comparisons

Every other head-to-head Bybit Card or RedotPay Card appears in.