How to deposit on Coinmama

Our rating: 3.9
Rails: 25
Countries: 144
Review updated: 2026-08-12

Coinmama takes 25 payment rails across the 144 countries we rank it in. The widest: Credit or debit card (147 countries), Local bank transfer (76 countries), Wire transfer (63 countries). It also lists 9 rails that no country we rank it in uses: FAST instant transfer, Furikomi bank transfer, Havale/EFT, IMPS, InstaPay, Interac e-Transfer, NEFT, PESONet and UPI.

Every rail, by how far it reaches

Counted from our country guides: a rail is listed here only where at least one country we rank Coinmama in carries it. Each rail opens its own page with the exact countries.

Domestic bank rail

Domestic bank rail on Coinmama: each rail with the number of countries it is offered in.
Rail	Countries	Speed
Local bank transfer	76Albania, Antigua and Barbuda, Armenia +73	Instant rails settle in seconds, and the ECB requires euro instant credit transfers to reach the payee within ten seconds, 24 hours a day, 365 days a year, while older batch transfers still take one or two business days.
Faster Payments	2Guernsey, Isle of Man	Payments are processed in near real time and can be sent and received 24 hours a day, seven days a week, so a deposit usually lands within seconds.
CliQ	1Jordan	Transfers go through around the clock, in a matter of seconds, including outside banking hours and at weekends.
DuitNow	1Malaysia	Instant and available around the clock: the funds land in the recipient account within seconds of you confirming the transfer.
Fawri / Fawri+	1Bahrain	Fawri+ credits the beneficiary within 30 seconds and is available 24x7x365, while Fawri settles in a matter of hours on official working days, and since October 2025 on public holidays as well.
FPS (Faster Payment System)	1Hong Kong	FPS runs around the clock every day and most participants credit the beneficiary almost instantly, though HKICL warns that some institutions take a few hours or until the next business day.
FPX online banking	1Malaysia	Real time: the account is debited and the merchant gets its confirmation while you are still on the payment page.
Instant peso transfer (CBU/CVU)	1Argentina	Credit is immediate, within about 15 seconds under Transferencias 3.0, and the rail runs 24 hours a day, every day of the year.
Multicaixa Express	1Angola	EMIS publishes no settlement time for Express transfers, so confirm with your bank before assuming the funds land straight away.
Pago Móvil	1Venezuela	Transfers between different Venezuelan banks are processed immediately, at any hour of the day.
PayID / Osko	1Australia	Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks.
PayNow	1Singapore	Receipt is almost immediate, and FAST is available anytime, 24x7, 365 days a year.
Pix	1Brazil	The Pix Regulation defines it as real time, with funds made available to the recipient immediately, and the service runs 24 hours a day every day of the year.
PromptPay	1Thailand	Transfers are credited immediately: Bank of Ayudhya states that the payee receives the money as soon as the payer sends it.
PSE	1Colombia	PSE says a transaction takes a maximum of 21 minutes to process.
QR payment	1Bolivia	The central bank operates QR as an immediate payment instrument, so funds reach the receiving account rather than waiting for a next day batch.
SINPE Móvil	1Costa Rica	Payments settle in real time, and the service runs 24 hours a day, every day of the year.
SPEI	1Mexico	Banxico's SPEI rules require a receiving bank to credit a low value transfer within five seconds, at any hour on any day, with a thirty second limit for other participants during the 06:00 to 18:00 window on banking days.
TED	1Brazil	Settlement is gross and in real time, so funds normally land within minutes, but only on business days: the central bank's published STR schedule runs the client transfer message window from 06:30 to 17:30 Brasilia time.

SEPA (euro area)

SEPA (euro area) on Coinmama: each rail with the number of countries it is offered in.
Rail	Countries	Speed
SEPA transfer	4French Polynesia, Moldova, Vatican City +1	One business day at most for an electronically submitted order, so a Friday evening transfer typically lands on Monday.

International wire

International wire on Coinmama: each rail with the number of countries it is offered in.
Rail	Countries	Speed
Wire transfer	63American Samoa, Anguilla, Antigua and Barbuda +60	A domestic wire clears the same business day, with Fedwire open from 9pm eastern the previous calendar day until 7pm eastern and closed on weekends and Federal Reserve holidays, while a cross border wire can take several business days.

Card

Card on Coinmama: each rail with the number of countries it is offered in.
Rail	Countries	Speed
Credit or debit card	147Albania, American Samoa, Angola +144	Authorisation is real time, so a card deposit normally lands within seconds and rarely takes more than a few minutes.
Elcart	1Kyrgyzstan	Card authorisation is immediate and the amount is held on the card at once, though the settlement behind it takes a day or more.

Pay wallet

Pay wallet on Coinmama: each rail with the number of countries it is offered in.
Rail	Countries	Speed
Apple Pay	7Australia, Brazil, Isle of Man +4	Instant, because it is an ordinary card authorisation approved in a second or two, exactly as fast as tapping the underlying card.
Google Pay	7Australia, Brazil, Isle of Man +4	Instant, since the transaction is a normal card authorisation approved in a second or two, so the deposit arrives as quickly as the underlying card allows.

Listed by Coinmama, used nowhere we rank it

Coinmama supports these somewhere, by its own account, but none of the 144 countries we rank it in lists them, so they have no page here.

As published by Coinmama: Debit and credit cards (Visa, Mastercard), Apple Pay, Google Pay, Bank transfer (SEPA and SWIFT for larger purchases).

Frequently asked questions

What payment methods does Coinmama accept?

25 rails across the countries we rank it in: Credit or debit card, Local bank transfer, Wire transfer, Apple Pay, Google Pay, SEPA transfer, Faster Payments, CliQ, DuitNow and Fawri / Fawri+ and 15 more. Which of them you can use depends on your country; each rail below lists exactly where it is offered.

Can I deposit by bank transfer on Coinmama?

Yes. Local bank transfer, Wire transfer, SEPA transfer, Faster Payments, CliQ, DuitNow, Fawri / Fawri+, FPS (Faster Payment System), FPX online banking, Instant peso transfer (CBU/CVU), Multicaixa Express, Pago Móvil, PayID / Osko, PayNow, Pix, PromptPay, PSE, QR payment, SINPE Móvil, SPEI and TED are on our record for Coinmama, covering 126 countries between them.

Can I pay by card on Coinmama?

Yes. Credit or debit card and Elcart are offered in 142 countries we rank Coinmama in. There are no deposits: you pay per purchase with a card or bank transfer.

Does Coinmama take mobile money or e-wallets?

Yes: Apple Pay and Google Pay, in 7 countries. These are local rails, so each one is offered only where the wallet itself operates.