SPEI on Coinmama
- Our rating
- 3.9
- Offered in
- 1 country
- Type
- Domestic bank rail
- Rail reviewed
- 2026-08-18
- Review updated
- 2026-08-12
Yes. Coinmama takes SPEI in Mexico. Banxico's SPEI rules require a receiving bank to credit a low value transfer within five seconds, at any hour on any day, with a thirty second limit for other participants during the 06:00 to 18:00 window on banking days. By reach it is 23rd of the 25 rails on our record for Coinmama; Credit or debit card is offered in more countries.
What SPEI is
SPEI, the Sistema de Pagos Electronicos Interbancarios, is Mexico's interbank electronic transfer system, administered and operated by Banco de Mexico. Banks, brokerages and other regulated institutions use it to move pesos between accounts held at different institutions, and it is the rail behind an ordinary peso transfer sent from a Mexican banking app. Mexican exchanges use it for peso deposits and withdrawals.
- Speed
- Banxico's SPEI rules require a receiving bank to credit a low value transfer within five seconds, at any hour on any day, with a thirty second limit for other participants during the 06:00 to 18:00 window on banking days.
- Cost of the rail
- Banco de Mexico charges participating institutions a fixed fee plus a per transaction fee, so what you pay is whatever your own bank sets in its published tariff.
- Limits
- SPEI carries both small and large value transfers, so the per transaction and daily caps you run into are set by your own bank rather than by the scheme.
Where Coinmama offers SPEI
Each country opens the Coinmama page for that market, with its rank there and every rail it takes. The number is Coinmama's rank in that country's guide.
North America (1)
MexicoWhat SPEI costs on Coinmama
There are no deposits: you pay per purchase with a card or bank transfer.
Other ways to pay on Coinmama
24 other rails at least one country we rank Coinmama in uses, widest reach first.
- Credit or debit card147
- Local bank transfer76
- Wire transfer63
- Apple Pay7
- Google Pay7
- SEPA transfer4
- Faster Payments2
- CliQ1
- DuitNow1
- Fawri / Fawri+1
- FPS (Faster Payment System)1
- FPX online banking1
- Instant peso transfer (CBU/CVU)1
- Multicaixa Express1
- Pago Móvil1
- PayID / Osko1
- PayNow1
- Pix1
- PromptPay1
- PSE1
- QR payment1
- SINPE Móvil1
- TED1
- Elcart1
Frequently asked questions
Does Coinmama accept SPEI?
Yes, in Mexico. By reach it is 23rd of the 25 rails on our record for Coinmama; Credit or debit card is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.
In which countries can I use SPEI on Coinmama?
Mexico, from our country guides reviewed between 2026-08-20 and 2026-08-20.
How long does a SPEI deposit take on Coinmama?
Banxico's SPEI rules require a receiving bank to credit a low value transfer within five seconds, at any hour on any day, with a thirty second limit for other participants during the 06:00 to 18:00 window on banking days. That describes the rail itself; Coinmama may hold a first deposit for longer while it verifies your account.
What does SPEI cost on Coinmama?
Banco de Mexico charges participating institutions a fixed fee plus a per transaction fee, so what you pay is whatever your own bank sets in its published tariff. On Coinmama's side: There are no deposits: you pay per purchase with a card or bank transfer.
Are there limits on SPEI deposits?
SPEI carries both small and large value transfers, so the per transaction and daily caps you run into are set by your own bank rather than by the scheme. Any limit Coinmama applies on top is set per account tier and shown inside the platform.