PayID / Osko on Coinmama
- Our rating
- 3.9
- Offered in
- 1 country
- Type
- Domestic bank rail
- Rail reviewed
- 2026-08-18
- Review updated
- 2026-08-12
Yes. Coinmama takes PayID / Osko in Australia. Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks. By reach it is 16th of the 25 rails on our record for Coinmama; Credit or debit card is offered in more countries.
What PayID / Osko is
PayID and Osko are the two consumer facing parts of Australia's New Payments Platform, the national real time bank rail operated by Australian Payments Plus. Osko is the service that actually moves money between banks, while PayID is the addressing layer that lets you send to a mobile number, email address, ABN or organisation identifier instead of a BSB and account number. More than 100 banks, credit unions and fintechs support them, and Australian exchanges use them for AUD deposits and withdrawals.
- Speed
- Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks.
- Cost of the rail
- Pricing is set by your own bank rather than by the scheme, and Australian banks generally do not charge personal customers for an Osko or PayID payment.
- Limits
- Daily and per payment caps come from your own bank, not from the platform, so raise them in your banking app before a large deposit.
Where Coinmama offers PayID / Osko
Each country opens the Coinmama page for that market, with its rank there and every rail it takes. The number is Coinmama's rank in that country's guide.
Oceania (1)
AustraliaWhat PayID / Osko costs on Coinmama
There are no deposits: you pay per purchase with a card or bank transfer.
Other ways to pay on Coinmama
24 other rails at least one country we rank Coinmama in uses, widest reach first.
- Credit or debit card147
- Local bank transfer76
- Wire transfer63
- Apple Pay7
- Google Pay7
- SEPA transfer4
- Faster Payments2
- CliQ1
- DuitNow1
- Fawri / Fawri+1
- FPS (Faster Payment System)1
- FPX online banking1
- Instant peso transfer (CBU/CVU)1
- Multicaixa Express1
- Pago Móvil1
- PayNow1
- Pix1
- PromptPay1
- PSE1
- QR payment1
- SINPE Móvil1
- SPEI1
- TED1
- Elcart1
Frequently asked questions
Does Coinmama accept PayID / Osko?
Yes, in Australia. By reach it is 16th of the 25 rails on our record for Coinmama; Credit or debit card is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.
In which countries can I use PayID / Osko on Coinmama?
Australia, from our country guides reviewed between 2026-08-23 and 2026-08-23.
How long does a PayID / Osko deposit take on Coinmama?
Australian Payments Plus says Osko payments arrive in under a minute, 24 hours a day including weekends and public holidays, although a payment can be held for security checks. That describes the rail itself; Coinmama may hold a first deposit for longer while it verifies your account.
What does PayID / Osko cost on Coinmama?
Pricing is set by your own bank rather than by the scheme, and Australian banks generally do not charge personal customers for an Osko or PayID payment. On Coinmama's side: There are no deposits: you pay per purchase with a card or bank transfer.
Are there limits on PayID / Osko deposits?
Daily and per payment caps come from your own bank, not from the platform, so raise them in your banking app before a large deposit. Any limit Coinmama applies on top is set per account tier and shown inside the platform.