Wirex Card review
Last reviewed 2026-08-12
Availability has changed
Whether the Wirex Card is still a crypto card depends entirely on where you live. On June 30, 2026 Wirex switched off the crypto side of its Classic app in the EEA and Australia: crypto deposits and withdrawals, exchange between crypto and fiat, card spending from crypto balances, and Cryptoback rewards all ended, leaving users there with a fiat-only card. Classic Cryptoback now survives only in the UK, New Zealand, Hong Kong, and Taiwan.
Where it still runs, the Classic product pays Cryptoback in WXT, Wirex's own token, at rates from 0.5% up to 8% depending on paid X-tras plan tiers. As with any token-denominated reward, the headline rate is only as good as the WXT price when you sell.
Wirex is steering everyone toward a separate product called Wirex One, which has five USD-valued subscription tiers. Wirex has not published the reward rates or the payout asset for those tiers, which makes them impossible to evaluate against other cards; until those numbers are public, treat Wirex One as unpriced. If you are in the EEA or Australia and wanted a crypto card, look elsewhere: the Wirex card there no longer is one.
- Issuer
- Wirex
- Rewards
- Classic Cryptoback pays 0.5% to 8% in WXT, but only in the UK, New Zealand, Hong Kong, and Taiwan; Wirex One's five tiers have undisclosed rates.
- Fees
- Higher Cryptoback rates require paid X-tras subscription plans; Wirex One's tiers are priced in USD but their reward rates are not published.
- Available in
- United Kingdom, New Zealand, Hong Kong, Taiwan
Reward tiers
Two different products now share the Wirex name. Accrued Classic rewards for EEA and Australian users pay out only after upgrading to Wirex One.
| Tier | Rewards | Requirements |
|---|---|---|
| Classic Wirex (X-tras plans) | 0.5% to 8% Cryptoback in WXT depending on plan | Available only in the UK, New Zealand, Hong Kong, and Taiwan; the higher rates require paid X-tras plans |
| Wirex One | Undisclosed; five USD-valued tiers with unpublished rates and payout asset | Requires the separate Wirex One app |
Pros and cons
What works
- Cryptoback still pays up to 8% in WXT on Classic plans in the UK, New Zealand, Hong Kong, and Taiwan
- One of the longest-running crypto card providers, in the market since the mid-2010s
What to watch
- Crypto features ended for EEA and Australian Classic app users on June 30, 2026, leaving fiat-only cards there
- Rewards pay in WXT, Wirex's own token, so the 8% headline depends on a thinly traded token's price
- Wirex One's five tiers ship with undisclosed reward rates and an unpublished payout asset
- Accrued Classic rewards for affected EEA and Australian users pay out only after moving to Wirex One
- Two different products share the Wirex name, which makes the terms easy to misread
Frequently asked questions
Did Wirex shut down?
No, but on June 30, 2026 it ended crypto funding, exchange, crypto card spending, and Cryptoback for Classic app users in the EEA and Australia, so cards there are now fiat-only. Crypto features continue in the UK, New Zealand, Hong Kong, and Taiwan.
Where does Cryptoback still work?
Only in the UK, New Zealand, Hong Kong, and Taiwan on the Classic app, at 0.5% to 8% in WXT depending on your X-tras plan.
What is Wirex One?
A separate Wirex product with five USD-valued subscription tiers. Wirex has not published its reward rates or payout asset, so it cannot be compared against other cards yet.
I am in the EEA or Australia. What are my options?
Your Classic Wirex card still works for fiat spending, but the crypto features are gone. Wirex points users to Wirex One, whose reward terms are undisclosed; if you want a working crypto card, compare alternatives before committing.