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Oobit Card vs RedotPay Card

Comparing
two crypto cards
Decided by
Editorial rating
Last reviewed
2026-10-29
Oobit Card3.1

Oobit Card is a Visa card that spends stablecoins and crypto from an Oobit account or, through DePay, a self-custody wallet, with a 1% fee on every card payment and base points worth 0.1% to 0.5%.

RedotPay Card3.4

RedotPay Card is a prepaid Visa/Mastercard aimed at emerging markets, charging a 2% or higher swipe fee outside the card's home currency and up to 4.2% on ATM withdrawals.

Verdict: RedotPay Card

RedotPay Card rates higher on our rubric: 3.4 against 3.1 for Oobit Card.

Criterion
Editorial rating
Oobit Card
3.1
RedotPay Card
3.4

Oobit Card and RedotPay Card, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Oobit Card and RedotPay Card compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
FactOobit CardRedotPay Card
Editorial rating3.13.4 (favoured on this row)
IssuerOobit Technologies UAB; outside the United States the card is issued by Third National under license from VisaRedotPay
CashbackBase points are worth 0.1% to 0.5% of Tap to Pay spend depending on your level, plus capped offers of 5% in stablecoins (up to $200 of spend) and 10% in OOB (up to $5,000 of spend), all spendable only inside the app.Roughly 3% cashback on Apple Pay/Google Pay transactions is available to RedotPay Pro subscribers ($12.90/month or $129/year); the base card has no broad percentage-back cashback program.
Top reward tier5 points per $1, worth 0.5% (Level 5)Approximately 3% on Apple Pay and Google Pay transactions (RedotPay Pro, mobile wallet cashback)
Reward tiers51
FeesNo fee to get the card and no monthly fee; 1% per card payment with a $0.25 minimum; the card is denominated in USD, with up to 1.5% more on other currencies; 2.5% on ATM withdrawals.Virtual card costs 10 USDT to issue, physical card 100 USDT (one-time, no monthly fee); non-home-currency spending runs about 2.2% combined, and ATM withdrawals cost 2% to 4.2% depending on card currency and volume, partly waivable via the paid Pro plan.
Countries issued in72188
Countries both are issued in6464
Last reviewed2026-10-292026-08-24

Pros and cons, side by side

Oobit Card

What works

  • No fee to get the card and no monthly fee, so the cost is per payment only
  • DePay pays from a self-custody wallet such as MetaMask, Trust Wallet or Phantom without moving funds into Oobit first
  • Listed in 72 countries that have a guide on this site, including most of the European Economic Area, the United Kingdom, the United States, Brazil, Mexico and South Korea
  • Works with Apple Pay and Google Wallet, so you can tap to pay wherever Visa is accepted

What to watch

  • A 1% fee applies to every card payment, with a $0.25 minimum, which is more than the 0.1% to 0.5% the base points pay back
  • Payments in currencies other than USD can add up to 1.5% on top, and ATM withdrawals cost 2.5%
  • Rewards can only be spent on Tap to Pay payments in the app and cannot be withdrawn, and Oobit can change offers on 30 days' notice
  • The 5% stablecoin reward is capped at $200 of spend and the 10% OOB reward at $5,000 of spend
  • The self-custody route needs a spending approval that lets Oobit draw up to your limit, and the card terms let Oobit and the issuer change spending limits, including to $0, with or without notice

RedotPay Card

What works

  • No monthly or annual fee on the base card, only one-time issuance costs
  • Very broad country eligibility, published transparently as a restriction list rather than vague marketing claims
  • RedotPay Pro subscribers get roughly 3% cashback on Apple Pay and Google Pay purchases
  • High published daily transaction limits, up to $1,000,000, for large spenders

What to watch

  • No broad percentage cashback for non-Pro users on ordinary card swipes
  • Spending outside the card's home currency adds a combined fee of roughly 2.2%
  • ATM withdrawals are expensive, ranging 2% to 4.2% before any operator surcharge
  • Virtual cards cannot be used for ATM withdrawals or PIN-based purchases, only the physical card

Frequently asked questions

Is Oobit Card or RedotPay Card better?

RedotPay Card rates higher on our rubric: 3.4 against 3.1 for Oobit Card. The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Oobit Card or RedotPay Card?

Oobit Card: Base points are worth 0.1% to 0.5% of Tap to Pay spend depending on your level, plus capped offers of 5% in stablecoins (up to $200 of spend) and 10% in OOB (up to $5,000 of spend), all spendable only inside the app. RedotPay Card: Roughly 3% cashback on Apple Pay/Google Pay transactions is available to RedotPay Pro subscribers ($12.90/month or $129/year); the base card has no broad percentage-back cashback program. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Oobit Card and RedotPay Card?

Both are issued in 64 countries, including Andorra, Argentina, Australia, Austria, Bahamas, on each issuer's own eligibility page. Oobit Card is issued in 72 countries we track and RedotPay Card in 188.

The full reviews: Oobit Card and RedotPay Card, each with its sources, and every crypto card we review.

More comparisons

Every other head-to-head Oobit Card or RedotPay Card appears in.

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