Coinbase Card vs KuCoin Card (KuCard)

Comparing: two crypto cards
Decided by: Editorial rating
Last reviewed: 2026-08-25

Coinbase Card is a fee-free Visa debit card that spends straight from your Coinbase balance and pays up to 4% back in rotating crypto rewards for US users.

KuCoin Card (KuCard)2.7

KuCoin Card is a New Zealand only debit card paying 1% to 3% base cashback in USDC or KCS by VIP tier, with a KCS Loyalty bonus pushing the maximum toward 8.5%.

Verdict: Coinbase Card

Coinbase Card rates higher on our rubric: 3.6 against 2.7 for KuCoin Card (KuCard).

Criterion: Editorial rating
Coinbase Card: 3.6
KuCoin Card (KuCard): 2.7

Coinbase Card and KuCoin Card (KuCard), fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Coinbase Card and KuCoin Card (KuCard) compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
Fact	Coinbase Card	KuCoin Card (KuCard)
Editorial rating	3.6 (favoured on this row)	2.7
Issuer	Coinbase	KuCoin
Cashback	US Visa debit: rotating rewards up to 4% on selected altcoins, 1% on BTC/ETH/DOGE/DAI. Coinbase One Card: 2% to 4% Bitcoin back tiered by Assets on Coinbase, capped at the first $10,000 of monthly spend for the boosted tiers.	New Zealand program: 1% to 3% base cashback (USDC or KCS) by VIP tier, plus up to a further 5.5% KCS Loyalty Level bonus, capped at 250 USDC redeemed per month. A separately reported EEA program's cashback terms are not confirmed on an official KuCoin page.
Top reward tier	4% Bitcoin back (Coinbase One Card, $200,000+ AOC)	3% cashback (VIP 11-12)
Reward tiers	5	7
Fees	No annual, monthly, or issuer-side ATM/foreign-transaction fee on the US Visa debit card; the Coinbase One Card carries a required paid membership starting at $4.99/month instead of a card fee.	New Zealand program's fee structure is not detailed in the reviewed KuCoin support article beyond cashback caps; a separately reported EEA program cites roughly a 10 EUR annual fee (waived above 500 EUR/year spend), a 9.99 EUR physical card fee, and a 2% international FX fee, none of which are confirmed on an official KuCoin page.
Countries issued in	32	1
Countries both are issued in	0	0
Last reviewed	2026-08-24	2026-08-25

Pros and cons, side by side

Coinbase Card

What works

No monthly or annual fee on the base Visa debit card
No issuer-side foreign transaction or ATM fee in the current cardholder agreement
Coinbase One Card's Bitcoin-back tiers scale up to 4% for larger Coinbase balances
Widely accepted Visa network with Apple Pay and Google Pay support

What to watch

Rewards on the plain Visa debit card are US-only; UK and EEA cardholders can spend but earn nothing
Coinbase One Card rewards require a paid membership on top of the card itself
The 2.5-4% Coinbase One Card tiers are capped at the first $10,000 of monthly spend, reverting to 2% after that
Buying crypto with either card is treated as a cash advance with a high APR and no rewards

KuCoin Card (KuCard)

What works

Cashback can reach as high as 8.5% for large KCS holders combining VIP status and Loyalty Level bonuses
No staking lockup is described for the New Zealand program's base VIP-tier cashback, unlike some competitors' 12-month lockups
Multiple tiers are reachable purely through exchange trading volume (VIP status) rather than requiring a card-specific deposit
Cashback is paid in USDC or KCS, so the payout can be a dollar stablecoin rather than the exchange's own token

What to watch

KuCoin operates what appear to be two distinct, non-overlapping card programs under the same brand name, creating real risk of publishing the wrong country's terms as universal
Even at the highest combined cashback percentage, redemption is capped at 250 USDC per month, limiting the real-dollar value for high spenders
The separately reported EEA program's fees are not corroborated on any page KuCoin itself hosts, and should be treated as unverified
Entry-tier cashback for typical users without meaningful KCS holdings or trading volume is as low as 1%, capped at just 10 USDC per month

Frequently asked questions

Is Coinbase Card or KuCoin Card (KuCard) better?

Coinbase Card rates higher on our rubric: 3.6 against 2.7 for KuCoin Card (KuCard). The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Coinbase Card or KuCoin Card (KuCard)?

Coinbase Card: US Visa debit: rotating rewards up to 4% on selected altcoins, 1% on BTC/ETH/DOGE/DAI. Coinbase One Card: 2% to 4% Bitcoin back tiered by Assets on Coinbase, capped at the first $10,000 of monthly spend for the boosted tiers.. KuCoin Card (KuCard): New Zealand program: 1% to 3% base cashback (USDC or KCS) by VIP tier, plus up to a further 5.5% KCS Loyalty Level bonus, capped at 250 USDC redeemed per month. A separately reported EEA program's cashback terms are not confirmed on an official KuCoin page.. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Coinbase Card and KuCoin Card (KuCard)?

Both are issued in no country we track, on each issuer's own eligibility page. Coinbase Card is issued in 32 countries we track and KuCoin Card (KuCard) in 1.

The full reviews: Coinbase Card and KuCoin Card (KuCard), each with its sources, and every crypto card we review.

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