Gnosis Pay Card (Gnosis Card) vs RedotPay Card

Comparing: two crypto cards
Decided by: Editorial rating
Last reviewed: 2026-08-24

Gnosis Pay Card is a self-custodial Visa debit card that pays up to 5% back in GNO tokens based on how much GNO you hold, with zero card, FX, or gas fees.

RedotPay Card3.4

RedotPay Card is a prepaid Visa/Mastercard aimed at emerging markets, charging a 2% or higher swipe fee outside the card's home currency and up to 4.2% on ATM withdrawals.

Verdict: Gnosis Pay Card (Gnosis Card)

Gnosis Pay Card (Gnosis Card) rates higher on our rubric: 3.6 against 3.4 for RedotPay Card.

Criterion: Editorial rating
Gnosis Pay Card (Gnosis Card): 3.6
RedotPay Card: 3.4

Gnosis Pay Card (Gnosis Card) and RedotPay Card, fact by fact

Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.

Gnosis Pay Card (Gnosis Card) and RedotPay Card compared fact by fact from their reviews; a check marks the side a decidable criterion favours.
Fact	Gnosis Pay Card (Gnosis Card)	RedotPay Card
Editorial rating	3.6 (favoured on this row)	3.4
Issuer	Gnosis Pay Co Ltd (UK-registered) / Monavate (card issuer, UK); Gnosis Pay S.A. for Latin America	RedotPay
Cashback	1% to 4% cashback in GNO based on GNO held (0.1 to 100+ GNO), plus a further 1% for OG NFT holders, up to a 5% maximum, under an interim programme running through September 30, 2026.	Roughly 3% cashback on Apple Pay/Google Pay transactions is available to RedotPay Pro subscribers ($12.90/month or $129/year); the base card has no broad percentage-back cashback program.
Top reward tier	4% (5% with OG NFT) (100 GNO held)	Approximately 3% on Apple Pay and Google Pay transactions (RedotPay Pro, mobile wallet cashback)
Reward tiers	4	1
Fees	0% on card transactions, FX, and gas; free ATM withdrawals up to 5 per month or €200 (whichever comes first), then 2% per additional withdrawal.	Virtual card costs 10 USDT to issue, physical card 100 USDT (one-time, no monthly fee); non-home-currency spending runs about 2.2% combined, and ATM withdrawals cost 2% to 4.2% depending on card currency and volume, partly waivable via the paid Pro plan.
Countries issued in	36	188
Countries both are issued in	34	34
Last reviewed	2026-08-24	2026-08-24

Pros and cons, side by side

Gnosis Pay Card (Gnosis Card)

What works

Fully self-custodial, spending directly from a user-controlled Safe wallet rather than a custodial balance
0% fees across card transactions, FX markup, and blockchain gas costs
Cashback tiers require only holding GNO, not staking or locking it
No card, monthly, or annual fee

What to watch

The United Kingdom is explicitly excluded despite Gnosis Pay being a UK-registered company
Not yet available in the United States, Canada, Australia, or most of Asia and Africa
Each cashback tier caps weekly eligible spend, so heavy spenders earn nothing above the cap
The current cashback programme is explicitly time-limited through September 30, 2026 with no confirmed successor terms

RedotPay Card

What works

No monthly or annual fee on the base card, only one-time issuance costs
Very broad country eligibility, published transparently as a restriction list rather than vague marketing claims
RedotPay Pro subscribers get roughly 3% cashback on Apple Pay and Google Pay purchases
High published daily transaction limits, up to $1,000,000, for large spenders

What to watch

No broad percentage cashback for non-Pro users on ordinary card swipes
Spending outside the card's home currency adds a combined fee of roughly 2.2%
ATM withdrawals are expensive, ranging 2% to 4.2% before any operator surcharge
Virtual cards cannot be used for ATM withdrawals or PIN-based purchases, only the physical card

Frequently asked questions

Is Gnosis Pay Card (Gnosis Card) or RedotPay Card better?

Gnosis Pay Card (Gnosis Card) rates higher on our rubric: 3.6 against 3.4 for RedotPay Card. The rating follows the product rubric on our about page; the rows above set rewards, fees and availability side by side.

Which pays more cashback, Gnosis Pay Card (Gnosis Card) or RedotPay Card?

Gnosis Pay Card (Gnosis Card): 1% to 4% cashback in GNO based on GNO held (0.1 to 100+ GNO), plus a further 1% for OG NFT holders, up to a 5% maximum, under an interim programme running through September 30, 2026.. RedotPay Card: Roughly 3% cashback on Apple Pay/Google Pay transactions is available to RedotPay Pro subscribers ($12.90/month or $129/year); the base card has no broad percentage-back cashback program.. Headline rates on crypto cards are usually gated by a staked or locked balance, and each review sets out the tiers.

Where can I get both Gnosis Pay Card (Gnosis Card) and RedotPay Card?

Both are issued in 34 countries, including Argentina, Austria, Belgium, Bolivia, Brazil, on each issuer's own eligibility page. Gnosis Pay Card (Gnosis Card) is issued in 36 countries we track and RedotPay Card in 188.

The full reviews: Gnosis Pay Card (Gnosis Card) and RedotPay Card, each with its sources, and every crypto card we review.

More comparisons

Every other head-to-head Gnosis Pay Card (Gnosis Card) or RedotPay Card appears in.