Buy bitcoin with Credit or debit card in Philippines

The largest crypto exchange by volume: deep liquidity and low fees, operating under a US settlement with mandatory KYC.

Fees

Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.

KYC

Required

Pay with

InstaPay, PESONet, Credit or debit card

A 2011-vintage exchange with one of the cleanest security records in the business, heading toward a US stock listing.

Fees

Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.

KYC

Required

Pay with

Credit or debit card

A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.

Fees

A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.

KYC

Required

Pay with

InstaPay, PESONet, Credit or debit card

A P2P marketplace with more than 300 payment methods and a federal guilty plea on its record: tread carefully.

Fees

Sellers set their own prices, so the real cost is the premium over spot, which can be large, especially on gift card trades. Marketplace fees mostly fall on sellers and are passed through in the rate.

KYC

Required

Pay with

GCash, Maya, InstaPay

P2P marketplace: verify counterparties and use escrow