Buy bitcoin with Credit or debit card in Japan

Status: Legal
Currency: Japanese yen (JPY)
Takes Credit or debit card: 3 exchanges
Last reviewed: 2026-08-12

3 of the exchanges we recommend in Japan take Credit or debit card for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Japan guide.

Exchanges that take Credit or debit card in Japan

Ranked as in our Japan guide. Every payment method shown is verified for this exact exchange and country pairing.

1
Binance4.2
The largest crypto exchange by volume: deep liquidity and low fees, operating under a US settlement with mandatory KYC.
Fees
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
KYC
Required
Pay with
Furikomi bank transfer, Credit or debit card, Apple Pay
Buy on Binance Read the Binance review
2
Coinmama3.9
A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.
Fees
A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
KYC
Required
Pay with
Furikomi bank transfer, Credit or debit card, Apple Pay
Buy on Coinmama Read the Coinmama review
3
itez3.6
A Lithuanian card on-ramp for small, quick bitcoin buys, supervised by the FCIS and closed to US customers.
Fees
The quoted price includes a markup over the spot rate plus card processing costs, the usual card on-ramp economics. There are no separate deposit or withdrawal fees because there is no account balance.
KYC
Required
Pay with
Credit or debit card
Card purchases only
Buy on itez Read the itez review

See the full how-to-buy guide for Japan Everything about buying bitcoin with Credit or debit card

Other ways to pay in Japan

Credit or debit card in other countries

Frequently asked questions

Which exchanges accept Credit or debit card in Japan?

Of the 3 exchanges we recommend in Japan, Binance, Coinmama, itez accept Credit or debit card for funding purchases.

Is buying bitcoin with Credit or debit card legal in Japan?

Bitcoin is fully legal in Japan and the market is among the world's most strictly supervised. Crypto exchanges must register with the Financial Services Agency (JFSA), which has overseen the sector under the Payment Services Act since 2017, and legislation passed in 2026 reclassifies crypto assets as financial products under the Financial Instruments and Exchange Act, adding insider trading rules and heavier penalties for unregistered operators. Foreign platforms without Japanese registration cannot legally solicit Japanese residents.