Buy bitcoin with Credit or debit card in Peru

Status: Legal
Currency: Peruvian sol (PEN)
Takes Credit or debit card: 4 exchanges
Last reviewed: 2026-08-12

4 of the exchanges we recommend in Peru take Credit or debit card for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Peru guide.

Exchanges that take Credit or debit card in Peru

Ranked as in our Peru guide. Every payment method shown is verified for this exact exchange and country pairing.

1
Binance4.2
The largest crypto exchange by volume: deep liquidity and low fees, operating under a US settlement with mandatory KYC.
Fees
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
KYC
Required
Pay with
Bank transfer in soles or dollars, Credit or debit card
Buy on Binance Read the Binance review
2
Kraken4.7
A 2011-vintage exchange with one of the cleanest security records in the business, heading toward a US stock listing.
Fees
Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.
KYC
Required
Pay with
Credit or debit card
Buy on Kraken Read the Kraken review
3
Coinbase4.5
The easiest US on-ramp for beginners, publicly listed, and legally in the clear since the SEC dropped its case.
Fees
Simple buys layer a flat fee and a spread and are the expensive way in. Advanced Trade, in the same account, uses maker-taker pricing that falls with 30-day volume and costs a fraction of simple-buy rates.
KYC
Required
Pay with
Credit or debit card
Buy on Coinbase Read the Coinbase review
4
Coinmama3.9
A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.
Fees
A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
KYC
Required
Pay with
Bank transfer in soles or dollars, Credit or debit card
Buy on Coinmama Read the Coinmama review

See the full how-to-buy guide for Peru Everything about buying bitcoin with Credit or debit card

Other ways to pay in Peru

Local bank transfer

Credit or debit card in other countries

Frequently asked questions

Which exchanges accept Credit or debit card in Peru?

Of the 4 exchanges we recommend in Peru, Binance, Kraken, Coinbase, Coinmama accept Credit or debit card for funding purchases.

Is buying bitcoin with Credit or debit card legal in Peru?

Bitcoin is legal in Peru but largely unregulated. No crypto-specific statute is in force; instead, virtual asset service providers must register with the financial intelligence unit UIF-Peru and follow anti-money-laundering rules issued by the SBS, the banking and insurance superintendency, under a 2024 regulation. The securities regulator SMV and the SBS have both said they lack a broader mandate over crypto, and a framework bill has sat in Congress without passage.