Buy bitcoin with Credit or debit card in Uruguay

Status: Legal
Currency: Uruguayan peso (UYU)
Takes Credit or debit card: 3 exchanges
Last reviewed: 2026-08-12

3 of the exchanges we recommend in Uruguay take Credit or debit card for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Uruguay guide.

Exchanges that take Credit or debit card in Uruguay

Ranked as in our Uruguay guide. Every payment method shown is verified for this exact exchange and country pairing.

1
Binance4.2
The largest crypto exchange by volume: deep liquidity and low fees, operating under a US settlement with mandatory KYC.
Fees
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
KYC
Required
Pay with
Bank transfer in pesos or US dollars, Credit or debit card, P2P trades
Buy on Binance Read the Binance review
2
Kraken4.7
A 2011-vintage exchange with one of the cleanest security records in the business, heading toward a US stock listing.
Fees
Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.
KYC
Required
Pay with
Credit or debit card
Buy on Kraken Read the Kraken review
3
Coinmama3.9
A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.
Fees
A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
KYC
Required
Pay with
Bank transfer in pesos or US dollars, Credit or debit card
Buy on Coinmama Read the Coinmama review

See the full how-to-buy guide for Uruguay Everything about buying bitcoin with Credit or debit card

Other ways to pay in Uruguay

Credit or debit card in other countries

Frequently asked questions

Which exchanges accept Credit or debit card in Uruguay?

Of the 3 exchanges we recommend in Uruguay, Binance, Kraken, Coinmama accept Credit or debit card for funding purchases.

Is buying bitcoin with Credit or debit card legal in Uruguay?

Bitcoin is legal in Uruguay and now has a statutory framework. Law No. 20,345 of September 2024 regulates virtual assets, defines virtual asset service providers, and places them under the supervision of the Central Bank of Uruguay (BCU) through its Superintendency of Financial Services, with prior authorization required to operate. The BCU has been developing implementing regulations since opening a consultation in 2025, and it has made clear that crypto assets are not legal tender.