Buy bitcoin with Bank transfer in soles or dollars in Peru

Status: Legal
Currency: Peruvian sol (PEN)
Takes Bank transfer in soles or dollars: 2 exchanges
Last reviewed: 2026-08-12

2 of the exchanges we recommend in Peru take Bank transfer in soles or dollars for funding bitcoin purchases. It is the rail local buyers lead with, so it is usually the cheapest and fastest way in.

Exchanges that take Bank transfer in soles or dollars in Peru

Ranked as in our Peru guide. Every payment method shown is verified for this exact exchange and country pairing.

1
Binance4.2
The largest crypto exchange by volume: deep liquidity and low fees, operating under a US settlement with mandatory KYC.
Fees
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
KYC
Required
Pay with
Bank transfer in soles or dollars, Credit or debit card
Buy on Binance Read the Binance review
4
Coinmama3.9
A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.
Fees
A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
KYC
Required
Pay with
Bank transfer in soles or dollars, Credit or debit card
Buy on Coinmama Read the Coinmama review

See the full how-to-buy guide for Peru Everything about buying bitcoin with Local bank transfer

Other ways to pay in Peru

Credit or debit card

Local bank transfer in other countries

Frequently asked questions

Which exchanges accept Bank transfer in soles or dollars in Peru?

Of the 4 exchanges we recommend in Peru, Binance, Coinmama accept Bank transfer in soles or dollars for funding purchases.

Is buying bitcoin with Bank transfer in soles or dollars legal in Peru?

Bitcoin is legal in Peru but largely unregulated. No crypto-specific statute is in force; instead, virtual asset service providers must register with the financial intelligence unit UIF-Peru and follow anti-money-laundering rules issued by the SBS, the banking and insurance superintendency, under a 2024 regulation. The securities regulator SMV and the SBS have both said they lack a broader mandate over crypto, and a framework bill has sat in Congress without passage.