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SPEI on Binance

Our rating
4.2
Offered in
1 country
Type
Domestic bank rail
Rail reviewed
2026-08-18
Review updated
2026-08-12

Yes. Binance takes SPEI in Mexico. Banxico's SPEI rules require a receiving bank to credit a low value transfer within five seconds, at any hour on any day, with a thirty second limit for other participants during the 06:00 to 18:00 window on banking days. By reach it is 33rd of the 38 rails on our record for Binance; Credit or debit card is offered in more countries.

What SPEI is

SPEI, the Sistema de Pagos Electronicos Interbancarios, is Mexico's interbank electronic transfer system, administered and operated by Banco de Mexico. Banks, brokerages and other regulated institutions use it to move pesos between accounts held at different institutions, and it is the rail behind an ordinary peso transfer sent from a Mexican banking app. Mexican exchanges use it for peso deposits and withdrawals.

Speed
Banxico's SPEI rules require a receiving bank to credit a low value transfer within five seconds, at any hour on any day, with a thirty second limit for other participants during the 06:00 to 18:00 window on banking days.
Cost of the rail
Banco de Mexico charges participating institutions a fixed fee plus a per transaction fee, so what you pay is whatever your own bank sets in its published tariff.
Limits
SPEI carries both small and large value transfers, so the per transaction and daily caps you run into are set by your own bank rather than by the scheme.

Every exchange that takes SPEI

Where Binance offers SPEI

Each country opens the Binance page for that market, with its rank there and every rail it takes. The number is Binance's rank in that country's guide.

North America (1)

What SPEI costs on Binance

SEPA and many local bank transfer methods are free or low cost; card deposits carry a processing fee.

Other ways to pay on Binance

37 other rails at least one country we rank Binance in uses, widest reach first.

Frequently asked questions

Does Binance accept SPEI?

Yes, in Mexico. By reach it is 33rd of the 38 rails on our record for Binance; Credit or debit card is offered in more countries. Support is decided market by market, so the country pages linked here are the exact list.

In which countries can I use SPEI on Binance?

Mexico, from our country guides reviewed between 2026-08-20 and 2026-08-20.

How long does a SPEI deposit take on Binance?

Banxico's SPEI rules require a receiving bank to credit a low value transfer within five seconds, at any hour on any day, with a thirty second limit for other participants during the 06:00 to 18:00 window on banking days. That describes the rail itself; Binance may hold a first deposit for longer while it verifies your account.

What does SPEI cost on Binance?

Banco de Mexico charges participating institutions a fixed fee plus a per transaction fee, so what you pay is whatever your own bank sets in its published tariff. On Binance's side: SEPA and many local bank transfer methods are free or low cost; card deposits carry a processing fee.

Are there limits on SPEI deposits?

SPEI carries both small and large value transfers, so the per transaction and daily caps you run into are set by your own bank rather than by the scheme. Any limit Binance applies on top is set per account tier and shown inside the platform.

Sources