Binance fees
- Our rating
- 4.2
- Headline
- From 0.1% spot, maker and taker
- Review updated
- 2026-08-12
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
Fee schedule
- maker
- 0.1% at the base tier, falling with 30-day volume and BNB holdings
- taker
- 0.1% at the base tier, falling with 30-day volume and BNB holdings
- spread note
- Instant buy and card purchases include a spread on top of the disclosed fee; the spot order book is the cheap way in.
- deposit note
- SEPA and many local bank transfer methods are free or low cost; card deposits carry a processing fee.
- withdrawal note
- Bitcoin withdrawals charge a network-based fee that varies with congestion.
What it costs to use Binance
| What you do | What it costs |
|---|---|
| Buy bitcoin on the spot market | 0.100% maker and 0.100% taker at the entry VIP 0 tierConfirmed against Binance's published spot fee schedule. Nine VIP tiers below it cut the rate as 30 day volume and BNB holdings rise. |
| Pay your trading fees in BNB | 25% off, so 0.075% maker and 0.075% takerA standing line on the published fee schedule rather than a promotion. You have to hold BNB and switch the setting on. It is the cheapest way a normal buyer gets below 0.1%. |
What the rails themselves cost
The scheme or the bank sets these, not Binance. The 6 rails Binance offers in the most countries we rank it in.
- Credit or debit card
- The networks bill the merchant rather than you, but many issuers class a crypto purchase as a cash advance, and the CFPB notes that interest on a cash advance generally starts from the transaction date with no grace period.
- P2P trade
- Marketplace trading fees are typically small or zero, so the real cost is normally the price premium the seller sets above the market rate rather than a stated fee.
- Local bank transfer
- Domestic transfers are free or close to free for consumers in most countries, and in the euro area the Instant Payments Regulation forbids charging more for an instant credit transfer than for a standard one.
- Wire transfer
- The sending bank charges a flat fee, the receiving bank often charges a second one, and intermediary banks can take more out of a cross border payment, which is why US providers must disclose the total cost and exchange rate before you send.
- Apple Pay
- Apple states that it charges no fee when you pay with Apple Pay in stores, online or in apps, so your cost is whatever the underlying card costs, including any cash advance treatment by the issuer.
- Google Pay
- Google says it does not charge a monetary fee to use a virtual card, so you pay only what the underlying card costs, which for a crypto purchase may include cash advance treatment by your issuer.
Country-specific costs
Every rail note our country guides carry for Binance. The trading fee is the same everywhere; the funding rail is where the price moves.
| Country | Rail | Note |
|---|---|---|
| Belarus | P2P trades | officially discouraged; Hi-Tech Park venues preferred |
| Benin | Credit or debit card | limited issuance |
| Burkina Faso | Credit or debit card | limited issuance |
| Cameroon | Credit or debit card | rarely works with local banks |
| Central African Republic | Credit or debit card | where available |
| Chad | Bank transfer | limited by the COBAC ban |
| Chile | Bank transfer in Chilean pesos | in practice via P2P; direct peso bank transfers are not dependably supported |
| Colombia | Nequi | through P2P counterparties, not a Binance-operated rail |
| Colombia | Daviplata | through P2P counterparties, not a Binance-operated rail |
| Cote d'Ivoire | Credit or debit card | limited issuance |
| DR Congo | Credit or debit card | limited issuance |
| Equatorial Guinea | Credit or debit card | often blocked by local banks |
| Eritrea | Credit or debit card | rarely available |
| Fiji | Credit or debit card | the RBF bars locally issued cards for crypto purchases |
| Fiji | International bank transfer | overseas investment requires RBF approval |
| Gabon | Credit or debit card | limited issuance |
| Guinea | Credit or debit card | limited |
| Guinea Bissau | Credit or debit card | limited issuance |
| India | UPI | usually via P2P; many banks restrict crypto-linked payments |
| India | Credit or debit card | often blocked by issuing banks |
| Liberia | Credit or debit card | limited |
| Macao | Credit or debit card | often blocked by local banks |
| Mali | Credit or debit card | limited issuance |
| Mauritania | Credit or debit card | limited acceptance |
| Morocco | Credit or debit card | often blocked by local banks |
| New Caledonia | P2P trades | limited |
| Niger | Credit or debit card | limited issuance |
| Pakistan | Credit or debit card | often blocked for crypto |
| Palau | P2P trades | limited locally |
| Palestine | Credit or debit card | where available |
| Poland | BLIK | 1 percent commission, 20 to 10,000 zloty per transaction |
| Republic of the Congo | Credit or debit card | rarely works |
| São Tomé and Príncipe | Credit or debit card | limited acceptance |
| Saudi Arabia | Credit or debit card | some saudi banks decline crypto merchants |
| Senegal | Credit or debit card | limited issuance |
| Somalia | Credit or debit card | limited |
| South Sudan | Bank transfer | limited reach |
| South Sudan | Credit or debit card | rare |
| Sri Lanka | Credit or debit card | blocked by most local banks |
| Togo | Credit or debit card | limited issuance |
| Turkmenistan | Visa | subject to strict currency controls |
| Turkmenistan | Mastercard | subject to strict currency controls |
| Venezuela | Credit or debit card | limited |
| Western Sahara | Credit or debit card | often blocked by local banks |
| Zimbabwe | Credit or debit card | limited |
How Binance compares
The headline fee line from each alternative's review. Headlines hide spreads and funding fees, so open the full schedule before choosing.
| Exchange | Rating | Fees | ID check | Fee guide |
|---|---|---|---|---|
| Binance | 4.2 | From 0.1% spot, maker and taker | Required | |
| Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | Fee guide |
| Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | Fee guide |
| Bitstamp | 4.3 | Maker-taker, falls with volume | Required | Fee guide |
| Bitvavo | 4.5 | 0.15% maker at the base tier | Required | Fee guide |
Compared: Kraken, Coinbase, Bitstamp and Bitvavo, the alternatives our Binance review names.
Frequently asked questions
What are Binance's trading fees?
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
Does Binance charge deposit fees?
SEPA and many local bank transfer methods are free or low cost; card deposits carry a processing fee.
What does Binance charge to withdraw bitcoin?
Bitcoin withdrawals charge a network-based fee that varies with congestion.
Is there a spread on Binance?
Instant buy and card purchases include a spread on top of the disclosed fee; the spot order book is the cheap way in.
Do Binance's costs differ by country?
Our country guides note 45 rail-specific costs for Binance: Belarus, p2p trades, officially discouraged; Hi-Tech Park venues preferred; Benin, credit or debit card, limited issuance; Burkina Faso, credit or debit card, limited issuance; and more in the table above. The trading fee itself is the same everywhere; what changes is the funding rail.
How do Binance's fees compare with its alternatives?
Headline fee lines, from each review: Kraken, From 0.25% maker, 0.40% taker; Coinbase, Maker-taker on Advanced Trade; Bitstamp, Maker-taker, falls with volume; Bitvavo, 0.15% maker at the base tier. Binance's own line is From 0.1% spot, maker and taker. A headline hides the spread and the funding fee, so compare the full schedules before choosing.