Binance fees

Fee schedule

maker

0.1% at the base tier, falling with 30-day volume and BNB holdings

taker

0.1% at the base tier, falling with 30-day volume and BNB holdings

spread note

Instant buy and card purchases include a spread on top of the disclosed fee; the spot order book is the cheap way in.

deposit note

SEPA and many local bank transfer methods are free or low cost; card deposits carry a processing fee.

withdrawal note

Bitcoin withdrawals charge a network-based fee that varies with congestion.

What it costs to use Binance

What the rails themselves cost

The scheme or the bank sets these, not Binance. The 6 rails Binance offers in the most countries we rank it in.

Credit or debit card

The networks bill the merchant rather than you, but many issuers class a crypto purchase as a cash advance, and the CFPB notes that interest on a cash advance generally starts from the transaction date with no grace period.

P2P trade

Marketplace trading fees are typically small or zero, so the real cost is normally the price premium the seller sets above the market rate rather than a stated fee.

Local bank transfer

Domestic transfers are free or close to free for consumers in most countries, and in the euro area the Instant Payments Regulation forbids charging more for an instant credit transfer than for a standard one.

Wire transfer

The sending bank charges a flat fee, the receiving bank often charges a second one, and intermediary banks can take more out of a cross border payment, which is why US providers must disclose the total cost and exchange rate before you send.

SEPA transfer

Set by your own bank rather than by the scheme, and inside the EU and EEA a euro transfer to another SEPA country must cost the same as a domestic one.

Apple Pay

Apple states that it charges no fee when you pay with Apple Pay in stores, online or in apps, so your cost is whatever the underlying card costs, including any cash advance treatment by the issuer.