Austria
Belgium
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Ireland
Italy
Latvia
Lithuania
Luxembourg
Malta
Netherlands
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
SwedenBitvavo8 events
- 2025-06-27Licence
AFM authorised Bitvavo under MiCA for the whole EEA
- 2024-12-31Proof of reserves
Proof of reserves covers 13 assets and is attested once a year
- 2024-05-01Breach
Data breach exposed names, home addresses and IBANs
Bitpanda vs Bitvavo
- Comparing
- two exchanges
- Decided by
- Editorial rating
- Last reviewed
- 2026-08-23
Bitpanda4.4
Austria's regulated broker with three MiCAR licenses, built for European savers who fund by SEPA.
Bitvavo4.5
The largest euro spot exchange in the world, licensed under MiCA by the Dutch regulator, with free euro and iDEAL deposits.
Verdict: Bitvavo
Bitvavo rates higher on our rubric: 4.5 against 4.4 for Bitpanda.
- Criterion
- Editorial rating
- Bitpanda
- 4.4
- Bitvavo
- 4.5
Bitpanda and Bitvavo, fact by fact
Every row is from the two reviews as of their review dates, with sources on each. A check marks the side a decidable criterion favours; rows without one are information, not a score.
| Fact | Bitpanda | Bitvavo |
|---|---|---|
| Editorial rating | 4.4 | 4.5 (favoured on this row) |
| Published fees | Premium built into the price | 0.15% maker at the base tier |
| Maker fee | Not published | 0.15 percent below 100,000 euros of 30-day volume, 0.10 percent above |
| Taker fee | Not published | 0.25 percent below 100,000 euros of 30-day volume, 0.20 percent above |
| Identity verification | Required | Required |
| Bitcoin-only | No | No |
| Payment rails supported | 6 | 4 |
| Countries ranked in | 31 | 27 |
| Ranks first in | 1 | 27 |
| Countries shared | 27 | 27 |
| Security record | No record on file | 8 dated events, 4 incidents, latest 2025-06-27 |
| Founded | 2014 | 2018 |
| Headquarters | Vienna, Austria | Amsterdam, Netherlands |
| Last reviewed | 2026-08-12 | 2026-08-23 |
Where both Bitpanda and Bitvavo are ranked
Each country guide ranks its own roster on published fees, security record and local payment support, so the two can sit in a different order from one country to the next.
| Country | Status | Bitpanda ranks | Bitvavo ranks | Comparison |
|---|---|---|---|---|
| Austria | Legal | #2 | #1 | Best exchanges there |
| Belgium | Legal | #4 | #1 | Best exchanges there |
| Bulgaria | Legal | #2 | #1 | |
| Croatia | Legal | #2 | #1 | |
| Cyprus | Legal | #4 | #1 | Best exchanges there |
| Czech Republic | Legal | #2 | #1 | |
| Denmark | Legal | #4 | #1 | Best exchanges there |
| Estonia | Legal | #4 | #1 | |
| Finland | Legal | #4 | #1 | Best exchanges there |
| France | Legal | #4 | #1 | |
| Germany | Legal | #2 | #1 | Best exchanges there |
| Greece | Legal | #4 | #1 | |
| Hungary | Legal | #2 | #1 | |
| Ireland | Legal | #4 | #1 | Best exchanges there |
| Italy | Legal | #4 | #1 | Best exchanges there |
| Latvia | Legal | #4 | #1 | |
| Lithuania | Legal | #4 | #1 | |
| Luxembourg | Legal | #4 | #1 | Best exchanges there |
| Malta | Legal | #4 | #1 | |
| Netherlands | Legal | #4 | #1 | Best exchanges there |
| Poland | Legal | #2 | #1 | Best exchanges there |
| Portugal | Legal | #4 | #1 | |
| Romania | Legal | #2 | #1 | |
| Slovakia | Legal | #2 | #1 | |
| Slovenia | Legal | #2 | #1 | |
| Spain | Legal | #4 | #1 | Best exchanges there |
| Sweden | Legal | #4 | #1 | Best exchanges there |
Security records of the exchanges ranked in this comparison
Dated events from each review, newest first: breaches, enforcement actions, licences, audits and proof-of-reserves publications. 1 of the 2 carry no dated record on our reviews yet.
Frequently asked questions
Is Bitpanda or Bitvavo better?
Bitvavo rates higher on our rubric: 4.5 against 4.4 for Bitpanda. The rating weighs published fees, security record and local payment support; the table above sets each beside the other so you can check the score against the facts.
Which is cheaper, Bitpanda or Bitvavo?
Bitpanda: Premium built into the price. Bitvavo: 0.15% maker at the base tier. Those are each platform's published headline rates; card purchases and instant-buy widgets cost more than the order book on both, and each review carries the full schedule.
Where can I use both Bitpanda and Bitvavo?
Both are ranked in our guides for 27 countries, including Austria, Belgium, Bulgaria, Croatia, Cyprus. Bitpanda is ranked in 31 countries in all and Bitvavo in 27; each country guide ranks its own roster, so the two can sit in a different order from one country to the next.
Has Bitpanda or Bitvavo had a security incident?
Bitpanda carries no dated security record on our review yet, a gap in our records rather than a clean bill. Bitvavo carries 4 incidents among 8 dated events, the latest on 2024-05-01: Data breach exposed names, home addresses and IBANs. Both reviews list every event with its source.
Do Bitpanda and Bitvavo require ID verification?
Bitpanda: required; full identity verification is required before trading.. Bitvavo: required.
The full reviews: Bitpanda and Bitvavo, each with its sources, and every exchange we review.
More comparisons
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