Bitvavo8 events
- 2025-06-27Licence
AFM authorised Bitvavo under MiCA for the whole EEA
- 2024-12-31Proof of reserves
Proof of reserves covers 13 assets and is attested once a year
- 2024-05-01Breach
Data breach exposed names, home addresses and IBANs
Bitvavo ranks first of the 7 exchanges we recommend in Sweden. Published fees: 0.15% maker at the base tier. Identity verification is required. It takes SEPA transfer here. MiCA-authorised by the Dutch regulator; the largest euro order book in the EEA. The order is our editorial review of three published criteria, fees, security record and local payment support, and it is never sold. Each criterion is shown per exchange below so the ranking can be checked against the data it comes from.
The same order as the Sweden guide. Every payment method shown is verified for that exact exchange and country pairing and links to the guide for using it here.
| # | Exchange | Rating | Fees | ID check | Pay with | Visit or read the review |
|---|---|---|---|---|---|---|
| 1 | Bitvavo | 4.5 | 0.15% maker at the base tier | Required | Visit | |
| 2 | Relai | 4.5Bitcoin-only | Around 1% per purchase | Required | Visit | |
| 3 | Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | Visit | |
| 4 | Bitpanda | 4.4 | Premium built into the price | Required | Visit | |
| 5 | Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | Visit | |
| 6 | Bitstamp | 4.3 | Maker-taker, falls with volume | Required | Visit | |
| 7 | Binance | 4.2 | From 0.1% spot, maker and taker | Required | Visit |
Some Visit buttons above are referral links: signing up through them is credited to us and may earn a commission, at no extra cost to you. Which platforms pay makes no difference to the ranking.
1. Bitvavo The largest euro spot exchange in the world, licensed under MiCA by the Dutch regulator, with free euro and iDEAL deposits.
SEPA transfer: free
MiCA-authorised by the Dutch regulator; the largest euro order book in the EEA
2. Relai Swiss bitcoin-only app with SEPA instant buys, self-custody by default, and a MiCA license covering the EEA.
3. Kraken A 2011-vintage exchange with one of the cleanest security records in the business, heading toward a US stock listing.
4. Bitpanda Austria's regulated broker with three MiCAR licenses, built for European savers who fund by SEPA.
5. Coinbase The easiest US on-ramp for beginners, publicly listed, and legally in the clear since the SEC dropped its case.
6. Bitstamp One of the oldest bitcoin exchanges, now owned by Robinhood and powering its UK and institutional crypto rails.
7. Binance The largest crypto exchange by volume: the deepest bitcoin liquidity anywhere, the lowest headline spot fee of any major platform, and quarterly proof of reserves, under a settled US case and an independent monitor.
Three criteria, each checkable from the review it links to: the platform's published fees, the dated security record we hold for it, and how many of Sweden's payment rails it takes. A referral link is not a criterion and buys no position.
| # | Exchange | Rating | Published fees | Security record | Rails here |
|---|---|---|---|---|---|
| 1 | Bitvavo | 4.5 | 0.15% maker at the base tier | 8 dated events, latest 2025-06-274 incidents (breach, outage or insolvency) | 1 |
| 2 | Relai | 4.5 | Around 1% per purchase | No record on file | 1 |
| 3 | Kraken | 4.7 | From 0.25% maker, 0.40% taker | 10 dated events, latest 2026-06-302 incidents (breach, outage or insolvency) | 2 |
| 4 | Bitpanda | 4.4 | Premium built into the price | No record on file | 4 |
| 5 | Coinbase | 4.5 | Maker-taker on Advanced Trade | 10 dated events, latest 2026-05-073 incidents (breach, outage or insolvency) | 2 |
| 6 | Bitstamp | 4.3 | Maker-taker, falls with volume | 12 dated events, latest 2026-02-062 incidents (breach, outage or insolvency) | 2 |
| 7 | Binance | 4.2 | From 0.1% spot, maker and taker | 10 dated events, latest 2026-06-252 incidents (breach, outage or insolvency) | 4 |
Counted from the verified pairings above, not from any platform's global list. A rail most of the ranked exchanges take is the one you can switch platforms on without changing how you pay.
Dated events from each review, newest first: breaches, enforcement actions, licences, audits and proof-of-reserves publications. 2 of the 7 carry no dated record on our reviews yet.
AFM authorised Bitvavo under MiCA for the whole EEA
Proof of reserves covers 13 assets and is attested once a year
Data breach exposed names, home addresses and IBANs
Latest proof of reserves shows bitcoin backed at 102.9%
Kraken refuses extortion after two support staff misused internal systems
Kraken wins a MiCA licence from the Central Bank of Ireland
An AWS cooling failure halted Coinbase trading for eight hours
Central Bank of Ireland fines Coinbase Europe 21.5 million euro
Coinbase authorised under MiCA by Luxembourg's CSSF
Virtual asset service provider registration in the British Virgin Islands
Major payment institution licence granted by the Monetary Authority of Singapore
French appeal court holds Bitstamp Europe liable for serving France without AMF registration
Failed to obtain a MiCA licence and stopped serving EU clients
Abu Dhabi regulator licensed the main Binance.com platform
Pricing failure forced liquidations, 283 million dollars repaid
Bitcoin is fully legal in Sweden. Crypto-asset service providers are supervised by Finansinspektionen under the EU's MiCA regulation, applicable since December 2024, alongside Swedish anti-money laundering law. Skatteverket taxes capital gains on crypto at a flat 30 percent, reported line by line on the K4 form, and the agency has actively requested customer data from exchanges.
Any two of the exchanges ranked above, fact by fact from their reviews, with a verdict where our rating decides it.
Bitvavo ranks first of the 7 exchanges we recommend in Sweden, on our review of published fees, security record and local payment support. Published fees: 0.15% maker at the base tier. MiCA-authorised by the Dutch regulator; the largest euro order book in the EEA. Relai ranks second. Rankings are editorial and never sold.
Bitcoin is fully legal in Sweden. Crypto-asset service providers are supervised by Finansinspektionen under the EU's MiCA regulation, applicable since December 2024, alongside Swedish anti-money laundering law. Skatteverket taxes capital gains on crypto at a flat 30 percent, reported line by line on the K4 form, and the agency has actively requested customer data from exchanges.
None of the 7. Bitvavo, Relai, Kraken, Bitpanda, Coinbase, Bitstamp and Binance require it before you can deposit money.
SEPA transfer is taken by 7 of the 7 exchanges we rank in Sweden, Credit or debit card by 5, Apple Pay by 2. Every rail in the table above is verified for that exact exchange and country pairing, and each one links to the guide for using it here.
Bitvavo: 0.15% maker at the base tier; Relai: Around 1% per purchase; Kraken: From 0.25% maker, 0.40% taker; Bitpanda: Premium built into the price; Coinbase: Maker-taker on Advanced Trade; Bitstamp: Maker-taker, falls with volume; Binance: From 0.1% spot, maker and taker. Those are each platform's published headline rates. Card purchases and instant-buy widgets usually cost more than the order book, and each review sets out the full schedule.
Bitvavo carries 4 dated incidents on our review, the latest on 2024-05-01: Data breach exposed names, home addresses and IBANs. Kraken carries 2 dated incidents on our review, the latest on 2026-04-14: Kraken refuses extortion after two support staff misused internal systems. Coinbase carries 3 dated incidents on our review, the latest on 2026-05-07: An AWS cooling failure halted Coinbase trading for eight hours. Bitstamp carries 2 dated incidents on our review, the latest on 2015-01-04: 18,866 BTC drained from the hot wallet, worth 5.26 million dollars, customers repaid in full. Binance carries 2 dated incidents on our review, the latest on 2025-10-10: Pricing failure forced liquidations, 283 million dollars repaid. The other 2 carry no dated security record on our reviews yet, which is a gap in our records rather than a clean bill.
How to buy bitcoin in Sweden covers the payment methods, wallets and legal detail behind this ranking, and every exchange we have reviewed compares the full roster regardless of country.
All of Europe counts the exchanges and payment rails every guide in the region shares.