Gemini in Washington
- In Washington
- Available
- Listed
- #3 of 8
- Bitcoin in Washington
- Legal
- Our rating
- 4.4
- Review updated
- 2026-08-23
Yes. Gemini serves Washington residents and is listed third of 8 in our Washington guide. Here it takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal. Availability follows our national United States listing; the state guide cites no operator page for this row.
How to pay on Gemini in Washington
The deposit rails Gemini offers to buyers in Washington, from our Washington guide reviewed 2026-08-23. Each one links to how that rail works here.
- ACH transfer:
- US customers only; 4-5 business days to clear for withdrawal
- Wire transfer:
- $25.01 minimum, $25 withdrawal fee
- Debit card:
- retail clients only; $1,000/day limit; cannot withdraw fiat to card
- PayPal:
- deposits and instant buys only; no withdrawals to PayPal
Bitcoin in Washington: the licensing picture
Bitcoin is legal in Washington. Exchanges serving state residents need a money transmitter license from the Department of Financial Institutions under the Uniform Money Services Act, chapter 19.230 RCW, which Senate Bill 5031 amended effective July 2017 to pull virtual currency explicitly into the definition of money transmission. DFI also publishes virtual currency guidance and an interim regulatory framework for crypto companies, making Washington one of the stricter licensing states in the country.
Washington has no tax on wages or ordinary income, but its capital gains excise tax applies 7 percent to net long-term gains above an inflation-adjusted annual deduction of about $250,000, with an additional 2.9 percent on gains over $1 million. Federal capital gains tax applies on top.
Every exchange listed in Washington
The Washington roster from our state guide, in its order. Rows carry the payment methods each platform offers in Washington, not nationally.
| # | Exchange | Rating | Fees | ID check | Pays with |
|---|---|---|---|---|---|
| 1 | Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | ACH transfer, Wire transfer, Debit card, PayPal |
| 2 | Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 3 | GeminiThis page | 4.4 | 0.5% + flat fee on easy buys | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 4 | River | 4.6 | Free recurring, 1.2% one-off | Required | ACH transfer, Wire transfer |
| 5 | Swan Bitcoin | 4.4 | About 0.99% per purchase | Required | ACH transfer, Wire transfer |
| 6 | Strike | 4.6 | Fee shown before you confirm | Required | ACH transfer, Wire transfer, Debit card |
| 7 | Coinmama | 3.9 | Commission plus card surcharge | Required | Debit card, Wire transfer |
| 8 | CEX.IO | 4.0 | Maker-taker; card costs more | Required | ACH transfer, Debit card |
Not available in Washington
- Binance.USBinance.US does not accept residents of this state.
Frequently asked questions
Is Gemini available in Washington?
Yes. Gemini serves Washington residents and is listed third of 8 in our Washington guide. Here it takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal. Availability follows our national United States listing; the state guide cites no operator page for this row.
What payment methods does Gemini accept in Washington?
In Washington, Gemini takes ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay and PayPal. Worth knowing: ACH transfer, uS customers only; 4-5 business days to clear for withdrawal; Wire transfer, $25.01 minimum, $25 withdrawal fee; Debit card, retail clients only; $1,000/day limit; cannot withdraw fiat to card; PayPal, deposits and instant buys only; no withdrawals to PayPal. These are the state pair rows from our Washington guide, reviewed 2026-08-23.
Is bitcoin legal in Washington?
Bitcoin is legal in Washington. Exchanges serving state residents need a money transmitter license from the Department of Financial Institutions under the Uniform Money Services Act, chapter 19.230 RCW, which Senate Bill 5031 amended effective July 2017 to pull virtual currency explicitly into the definition of money transmission.
Does Washington tax bitcoin gains?
Washington has no tax on wages or ordinary income, but its capital gains excise tax applies 7 percent to net long-term gains above an inflation-adjusted annual deduction of about $250,000, with an additional 2.9 percent on gains over $1 million. Federal capital gains tax applies on top.
Which exchanges are available in Washington?
Coinbase, Kraken, Gemini, River, Swan Bitcoin, Strike, Coinmama and CEX.IO are listed in our Washington guide; Binance.US is not available to Washington residents. Rows marked limited carry a caveat on their own page.
Gemini by state in the United States
51 state rows from our state guides. Each state opens the Gemini page for it: availability, the caveat where there is one, the source, and the rails it takes there. Every state compared.
Available51 states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Sources
- Gemini areas of availability
- Gemini supported payment methods
- NYDFS press release chartering Gemini Trust Company (2015)
- Gemini Earn users receive $2.18 billion in-kind recovery (2024)
- CNBC: Gemini pops in Nasdaq debut (September 2025)
- Kraken announcement: full service returns to Washington state
- Washington DFI money services laws and rules
- Uniform Money Services Act, chapter 19.230 RCW
- Washington Department of Revenue: capital gains tax
- Binance.US supported and unsupported states list