Bitvavo fees
- Our rating
- 4.5
- Headline
- 0.15% maker at the base tier
- Review updated
- 2026-08-23
A nine-tier schedule by 30-day volume, starting at 0.15 percent maker and 0.25 percent taker. Euro deposits by SEPA and iDEAL are free.
Fee schedule
- maker
- 0.15 percent below 100,000 euros of 30-day volume, 0.10 percent above
- taker
- 0.25 percent below 100,000 euros of 30-day volume, 0.20 percent above
- spread note
- The base tier is what almost every personal buyer pays; the cheapest tiers need volumes no individual reaches.
- deposit note
- SEPA deposits are free, and iDEAL is free for Dutch residents with a five euro minimum.
- withdrawal note
- Bitcoin withdrawals to self-custody are supported; euro returns by SEPA.
What it costs to use Bitvavo
| What you do | What it costs |
|---|---|
| Buy bitcoin at market on the BTC/EUR book | 0.25% taker at the base tier, 0.20% once 30 day volume passes 100,000 eurosTaker fees apply to every market order, and Bitvavo publishes no separate instant buy or convert charge. Its help centre works the example at the 0.25% maximum taker fee, and reserves that maximum on an order it cannot price at submission, returning the difference if your tier turns out lower. |
| Place a limit order that rests on the book | 0.15% maker at the base tier, 0.10% once 30 day volume passes 100,000 eurosThe maker schedule on EUR crypto pairs reaches zero only above 10 million euros of 30 day volume, which no personal buyer will see. USDC markets and stablecoin pairs run on separate, cheaper schedules. |
| Deposit euros by SEPA bank transfer | FreeBitvavo's published ceiling is 5,000,000 euros and up. That is Bitvavo's own charge, and your own bank may still price the transfer. |
| Deposit euros by iDEAL or Wero | Free, up to 50,000 euros per transactionThe highest per transaction ceiling of any instant rail Bitvavo publishes. |
| Deposit euros by Apple Pay or Bancontact | Free, up to 10,000 euros per transaction |
| Fund the account with a credit card | 1.00% of the deposit, up to 10,000 euros, plus the trading feeAbout 1.25% all in at the base tier, because the 1.00% charge only funds the account and the 0.25% taker fee is charged again on the trade. |
| Fund the account with PayPal | 2.00% of the deposit, up to 10,000 eurosThe dearest funding rail on the schedule before any trading fee. EPS and Giropay cost 1.75% but are capped at 1,000 euros. |
| Withdraw bitcoin to your own wallet | 0.000019 BTC flat, which is also the minimum withdrawalCrypto deposits are free. Bitvavo says withdrawal fees for digital assets vary with blockchain capacity, so this figure moves. |
| Withdraw euros to your bank account | FreeOne business day to a Dutch bank account, two business days to a bank elsewhere, and only to an account already linked to your Bitvavo account. Dutch national holidays can add delay. |
| Recover crypto sent on the wrong network | 50 euro administration fee, and only in cases where recovery is possibleBitvavo says such assets may simply be lost. |
What the rails themselves cost
The scheme or the bank sets these, not Bitvavo. The 3 rails Bitvavo offers in the most countries we rank it in.
- SEPA transfer
- Set by your own bank rather than by the scheme, and inside the EU and EEA a euro transfer to another SEPA country must cost the same as a domestic one.
- SEPA Instant
- Under the EU Instant Payments Regulation a provider may not charge more for sending or receiving an instant credit transfer than it charges for an ordinary one.
- iDEAL
- Free for the payer: the Dutch Payments Association states iDEAL is included as standard and free of charge with every payment account, with the merchant paying the scheme fee.
Country-specific costs
Every rail note our country guides carry for Bitvavo. The trading fee is the same everywhere; the funding rail is where the price moves.
| Country | Rail | Note |
|---|---|---|
| Austria | SEPA transfer | free |
| Belgium | SEPA transfer | free |
| Bulgaria | SEPA transfer | free |
| Croatia | SEPA transfer | free |
| Cyprus | SEPA transfer | free |
| Czech Republic | SEPA transfer | free |
| Denmark | SEPA transfer | free |
| Estonia | SEPA transfer | free |
| Finland | SEPA transfer | free |
| France | SEPA transfer | free |
| Germany | SEPA transfer | free |
| Greece | SEPA transfer | free |
| Hungary | SEPA transfer | free |
| Ireland | SEPA transfer | free |
| Italy | SEPA transfer | free |
| Latvia | SEPA transfer | free |
| Lithuania | SEPA transfer | free |
| Luxembourg | SEPA transfer | free |
| Malta | SEPA transfer | free |
| Netherlands | iDEAL | free, five euro minimum |
| Netherlands | SEPA transfer | free |
| Poland | SEPA transfer | free |
| Portugal | SEPA transfer | free |
| Romania | SEPA transfer | free |
| Slovakia | SEPA transfer | free |
| Slovenia | SEPA transfer | free |
| Spain | SEPA transfer | free |
| Sweden | SEPA transfer | free |
How Bitvavo compares
The headline fee line from each alternative's review. Headlines hide spreads and funding fees, so open the full schedule before choosing.
| Exchange | Rating | Fees | ID check | Fee guide |
|---|---|---|---|---|
| Bitvavo | 4.5 | 0.15% maker at the base tier | Required | |
| Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | Fee guide |
| Bitpanda | 4.4 | Premium built into the price | Required | Fee guide |
Compared: Kraken and Bitpanda, the alternatives our Bitvavo review names.
Frequently asked questions
What are Bitvavo's trading fees?
A nine-tier schedule by 30-day volume, starting at 0.15 percent maker and 0.25 percent taker. Euro deposits by SEPA and iDEAL are free.
Does Bitvavo charge deposit fees?
SEPA deposits are free, and iDEAL is free for Dutch residents with a five euro minimum.
What does Bitvavo charge to withdraw bitcoin?
Bitcoin withdrawals to self-custody are supported; euro returns by SEPA.
Is there a spread on Bitvavo?
The base tier is what almost every personal buyer pays; the cheapest tiers need volumes no individual reaches.
Do Bitvavo's costs differ by country?
Our country guides note 28 rail-specific costs for Bitvavo: Austria, sepa transfer, free; Belgium, sepa transfer, free; Bulgaria, sepa transfer, free; and more in the table above. The trading fee itself is the same everywhere; what changes is the funding rail.
How do Bitvavo's fees compare with its alternatives?
Headline fee lines, from each review: Kraken, From 0.25% maker, 0.40% taker; Bitpanda, Premium built into the price. Bitvavo's own line is 0.15% maker at the base tier. A headline hides the spread and the funding fee, so compare the full schedules before choosing.