Coinbase fees
- Our rating
- 4.5
- Headline
- Maker-taker on Advanced Trade
- Review updated
- 2026-08-12
Simple buys layer a flat fee and a spread and are the expensive way in. Advanced Trade, in the same account, uses maker-taker pricing that falls with 30-day volume and costs a fraction of simple-buy rates.
Fee schedule
- maker
- Advanced Trade maker fees fall with 30-day volume and sit well below simple-buy pricing
- taker
- Advanced Trade taker fees fall with 30-day volume and sit well below simple-buy pricing
- spread note
- Simple-buy quotes include a spread on top of the disclosed flat fee.
- deposit note
- ACH deposits are free in the US; wires and card purchases carry fees.
- withdrawal note
- On-chain bitcoin withdrawals pay a network fee; transfers between Coinbase accounts are free.
What it costs to use Coinbase
| What you do | What it costs |
|---|---|
| Buy bitcoin on the spot order book | 0.60% taker and 0.40% maker below $10,000 of 30 day volumeThis is Coinbase Exchange's published maker-taker table. Tiers fall with trailing 30 day USD volume to 0.04% taker and 0.00% maker above $400 million, and your tier is fixed at the moment the order is placed, not after it fills. No spread is added, because you are trading the order book directly. Coinbase's separate Advanced fee table sits behind a sign-in wall, so the retail Advanced tiers cannot be checked on a public page. |
| Buy bitcoin with a simple order in the app | A Coinbase fee plus a spread built into the quoted price, both shown on the order previewCoinbase publishes no fixed percentage for simple buys. Its own disclosure says the fee is calculated when you place the order and depends on payment method, order size, market conditions, jurisdiction and asset, that the spread is included in the quoted price, and that Coinbase may retain any excess spread. The one rate the page names is a 1.875% Coinbase fee that varies by payment method, and it names it in the limit order section. Read the preview screen before confirming, and compare it against the order book, which is usually far cheaper. |
| Place a simple limit order to buy bitcoin | 1% limit order execution fee, on top of the Coinbase feeCharged on every simple limit buy and every simple limit sell. Coinbase One zero fee trading explicitly does not waive it. Limit orders placed on Coinbase Advanced pay the maker or taker rate instead. |
| Add cash by US bank transfer (ACH) | FreeCoinbase's published speed for ACH is 1 to 5 business days. Coinbase Exchange lists ACH as free in both directions. |
| Add cash or cash out by USD wire | $10 to deposit, $25 to withdrawWires sent before 1:00 pm Pacific usually process the same business day. SWIFT USD is $25 in and $25 out. SWIFT GBP is free in and 1 pound out. Canadian wires cost 30 CAD in below 10,000 CAD and are free above it. Coinbase One Preferred and Premium include free wires. |
| Add cash or cash out by SEPA euro transfer | 0.15 euro to deposit, free to withdrawPublished on the Coinbase Exchange fee schedule. |
| Cash out to a US bank account (ACH) | FreePublished speed is 1 to 5 business days. Instant cash out to a debit card or to a real time payments enabled US bank account is a separate option; Coinbase publishes no rate for it and says only that standard transaction fees apply, so check the preview. Instant bank cashouts are capped at $100,000 per transaction. |
| Withdraw bitcoin to your own wallet | Coinbase's estimate of the prevailing network fee, with no separate withdrawal chargeCoinbase batches transactions, and says the estimated fees paid by users within a batch may exceed the final network fee Coinbase itself pays. The estimate is disclosed at the time of the transaction. |
| Send bitcoin over the Lightning Network | 0.2% of the amount sentA Coinbase processing fee. Lightning avoids the on-chain miner fee, so for small amounts this usually costs less than an on-chain withdrawal, and for large ones it costs more. |
| Subscribe to Coinbase One | $4.99, $29.99 or $299.99 a month by tierZero trading fees on simple trades up to $500 a month on Basic, $10,000 a month on Preferred and unlimited on Premium. A spread still applies, the 1% limit order fee still applies, and Coinbase Advanced is excluded: Preferred gets 25% back on Advanced spot fees up to 100 USDC a month, Premium gets the same 25% uncapped. Annual pricing is $49.99, $299.99 and $2,999.99. |
What the rails themselves cost
The scheme or the bank sets these, not Coinbase. The 6 rails Coinbase offers in the most countries we rank it in.
- Credit or debit card
- The networks bill the merchant rather than you, but many issuers class a crypto purchase as a cash advance, and the CFPB notes that interest on a cash advance generally starts from the transaction date with no grace period.
- SEPA transfer
- Set by your own bank rather than by the scheme, and inside the EU and EEA a euro transfer to another SEPA country must cost the same as a domestic one.
- SEPA Instant
- Under the EU Instant Payments Regulation a provider may not charge more for sending or receiving an instant credit transfer than it charges for an ordinary one.
- Wire transfer
- The sending bank charges a flat fee, the receiving bank often charges a second one, and intermediary banks can take more out of a cross border payment, which is why US providers must disclose the total cost and exchange rate before you send.
- Faster Payments
- UK banks do not charge personal current account customers for sending or receiving a Faster Payment, while business tariffs vary from bank to bank.
- iDEAL
- Free for the payer: the Dutch Payments Association states iDEAL is included as standard and free of charge with every payment account, with the merchant paying the scheme fee.
Country-specific costs
Every rail note our country guides carry for Coinbase. The trading fee is the same everywhere; the funding rail is where the price moves.
| Country | Rail | Note |
|---|---|---|
| Canada | Interac e-Transfer | free deposits |
| Canada | Credit card | often treated as a cash advance |
| Netherlands | iDEAL | free |
| United Kingdom | Faster Payments | free |
| United Kingdom | Open banking payment | branded Easy Bank Transfer |
How Coinbase compares
The headline fee line from each alternative's review. Headlines hide spreads and funding fees, so open the full schedule before choosing.
| Exchange | Rating | Fees | ID check | Fee guide |
|---|---|---|---|---|
| Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | |
| Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | Fee guide |
| Gemini | 4.4 | 0.5% + flat fee on easy buys | Required | Fee guide |
| River | 4.6 | Free recurring, 1.2% one-off | Required | Fee guide |
| Strike | 4.6 | Fee shown before you confirm | Required | Fee guide |
Compared: Kraken, Gemini, River and Strike, the alternatives our Coinbase review names.
Frequently asked questions
What are Coinbase's trading fees?
Simple buys layer a flat fee and a spread and are the expensive way in. Advanced Trade, in the same account, uses maker-taker pricing that falls with 30-day volume and costs a fraction of simple-buy rates.
Does Coinbase charge deposit fees?
ACH deposits are free in the US; wires and card purchases carry fees.
What does Coinbase charge to withdraw bitcoin?
On-chain bitcoin withdrawals pay a network fee; transfers between Coinbase accounts are free.
Is there a spread on Coinbase?
Simple-buy quotes include a spread on top of the disclosed flat fee.
Do Coinbase's costs differ by country?
Our country guides note 5 rail-specific costs for Coinbase: Canada, interac e-transfer, free deposits; Canada, credit card, often treated as a cash advance; Netherlands, ideal, free; and more in the table above. The trading fee itself is the same everywhere; what changes is the funding rail.
How do Coinbase's fees compare with its alternatives?
Headline fee lines, from each review: Kraken, From 0.25% maker, 0.40% taker; Gemini, 0.5% + flat fee on easy buys; River, Free recurring, 1.2% one-off; Strike, Fee shown before you confirm. Coinbase's own line is Maker-taker on Advanced Trade. A headline hides the spread and the funding fee, so compare the full schedules before choosing.