Buy bitcoin with Apple Pay in Montana
- Status
- Legal
- Takes Apple Pay
- 2 exchanges
- Last reviewed
- 2026-08-23
2 of the exchanges serving Montana take Apple Pay for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Montana guide.
Exchanges that take Apple Pay in Montana
Ranked as in our Montana guide. Every payment method shown is verified for this exact exchange and state pairing.
- 2
Kraken4.7A 2011-vintage exchange with one of the cleanest security records in the business, heading toward a US stock listing.
- Fees
- Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.
- KYC
- Required
- Pay with
- ACH transfer, Wire transfer, Debit card
- 3Gemini4.4
The NYDFS-chartered trust company the Winklevoss twins founded, serving all 50 states including New York, listed on Nasdaq since 2025.
- Fees
- Instant buys carry a convenience fee of about 0.5% plus a flat transaction fee. ActiveTrader uses volume-tiered maker and taker pricing that is far cheaper for anything beyond small orders.
- KYC
- Required
- Pay with
- ACH transfer, Wire transfer, Debit card
See the full how-to-buy guide for MontanaApple Pay across the whole countryEverything about buying bitcoin with Apple Pay
Watch: how to choose an exchange
We have not filmed a walkthrough for Montana yet, so this is our general one, from our YouTube channel @dontgetrekt. It also sits on the home page, next to the country search it starts from.
Other ways to pay in Montana
Apple Pay in other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Frequently asked questions
Which exchanges accept Apple Pay in Montana?
Of the 8 exchanges serving Montana, Kraken, Gemini accept Apple Pay for funding purchases.
Is buying bitcoin with Apple Pay legal in Montana?
Bitcoin is legal in Montana, which stands alone among the fifty states in having no money transmitter licensing statute at all. The Montana Division of Banking and Financial Institutions licenses banks and lenders but has no transmitter regime to stretch over crypto, so exchanges serve residents without any state-level license. Exchanges still register federally with FinCEN as money services businesses.