Buy bitcoin with Apple Pay

What is Apple Pay?

Apple Pay is not a payment rail of its own. It is a wallet from Apple that stores your existing Visa, Mastercard or other card and hands the merchant a device specific number and a one time code instead of your real card number. The payment clears over the same card network and is authorised by the same bank, so funding an exchange with Apple Pay is funding it with your card. Apple lists supported countries and regions across Europe, Asia Pacific, the Middle East, Latin America, Africa and North America, but each bank decides whether its own cards can be added.

Speed

Instant, because it is an ordinary card authorisation approved in a second or two, exactly as fast as tapping the underlying card.

Cost

Apple states that it charges no fee when you pay with Apple Pay in stores, online or in apps, so your cost is whatever the underlying card costs, including any cash advance treatment by the issuer.

Limits

Apple Pay adds no ceiling of its own, so your card issuer's per transaction and daily limits apply unchanged, and the card must be from a participating bank in a supported country.

Speed and cost describe the rail itself. What an exchange adds on top varies by platform and is shown per exchange below.

Caveats by country

Where Apple Pay exists but comes with strings attached, straight from the country research.

Bosnia and Herzegovina

a card in Apple Wallet, accepted by Coinmama