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Buy bitcoin with PayPal in Maryland

Status
Legal
Takes PayPal
3 exchanges
Last reviewed
2026-08-23

3 of the exchanges serving Maryland take PayPal for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Maryland guide.

Exchanges that take PayPal in Maryland

Ranked as in our Maryland guide. Every payment method shown is verified for this exact exchange and state pairing.

  1. 1Coinbase logo

    The easiest US on-ramp for beginners, publicly listed, and legally in the clear since the SEC dropped its case.

    Fees
    Simple buys layer a flat fee and a spread and are the expensive way in. Advanced Trade, in the same account, uses maker-taker pricing that falls with 30-day volume and costs a fraction of simple-buy rates.
    KYC
    Required
    Pay with
    ACH transfer, Wire transfer, Debit card
  2. 2Kraken logo

    A 2011-vintage exchange with one of the cleanest security records in the business, heading toward a US stock listing.

    Fees
    Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.
    KYC
    Required
    Pay with
    ACH transfer, Wire transfer, Debit card
  3. 3

    The NYDFS-chartered trust company the Winklevoss twins founded, serving all 50 states including New York, listed on Nasdaq since 2025.

    Fees
    Instant buys carry a convenience fee of about 0.5% plus a flat transaction fee. ActiveTrader uses volume-tiered maker and taker pricing that is far cheaper for anything beyond small orders.
    KYC
    Required
    Pay with
    ACH transfer, Wire transfer, Debit card
  • Coinbase: buy/sell via linked bank or card; sell-to-PayPal balance supported
  • Kraken: 72-hour withdrawal hold on first deposit
  • Gemini: deposits and instant buys only; no withdrawals to PayPal

See the full how-to-buy guide for MarylandPayPal across the whole countryEverything about buying bitcoin with PayPal

Watch: how to choose an exchange

0:39

We have not filmed a walkthrough for Maryland yet, so this is our general one, from our YouTube channel @dontgetrekt. It also sits on the home page, next to the country search it starts from.

Other ways to pay in Maryland

PayPal in other states

Frequently asked questions

Which exchanges accept PayPal in Maryland?

Of the 8 exchanges serving Maryland, Coinbase, Kraken, Gemini accept PayPal for funding purchases.

Is buying bitcoin with PayPal legal in Maryland?

Bitcoin is legal in Maryland. The Office of the Commissioner of Financial Regulation, within the Maryland Department of Labor, administers the Maryland Money Transmission Act, and bills passed in 2020 and 2021 (SB 754 and SB 219) brought virtual currency within its licensing scope. The state also finalized dedicated virtual currency kiosk rules in COMAR 09.03.16. Federal law, FinCEN registration and IRS tax treatment, applies as it does in every state; the state layer is the transmitter license.