Buy bitcoin with Apple Pay in Maryland
- Status
- Legal
- Takes Apple Pay
- 2 exchanges
- Last reviewed
- 2026-08-23
2 of the exchanges serving Maryland take Apple Pay for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Maryland guide.
Exchanges that take Apple Pay in Maryland
Ranked as in our Maryland guide. Every payment method shown is verified for this exact exchange and state pairing.
- 2
Kraken4.7A 2011-vintage exchange with one of the cleanest security records in the business, heading toward a US stock listing.
- Fees
- Kraken Pro charges 0.25% maker and 0.40% taker below $10,000 in 30-day volume, falling from there. The simple Buy widget and card purchases include a spread and cost noticeably more.
- KYC
- Required
- Pay with
- ACH transfer, Wire transfer, Debit card
- 3Gemini4.4
The NYDFS-chartered trust company the Winklevoss twins founded, serving all 50 states including New York, listed on Nasdaq since 2025.
- Fees
- Instant buys carry a convenience fee of about 0.5% plus a flat transaction fee. ActiveTrader uses volume-tiered maker and taker pricing that is far cheaper for anything beyond small orders.
- KYC
- Required
- Pay with
- ACH transfer, Wire transfer, Debit card
See the full how-to-buy guide for MarylandApple Pay across the whole countryEverything about buying bitcoin with Apple Pay
Watch: how to choose an exchange
We have not filmed a walkthrough for Maryland yet, so this is our general one, from our YouTube channel @dontgetrekt. It also sits on the home page, next to the country search it starts from.
Other ways to pay in Maryland
Apple Pay in other states
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Frequently asked questions
Which exchanges accept Apple Pay in Maryland?
Of the 8 exchanges serving Maryland, Kraken, Gemini accept Apple Pay for funding purchases.
Is buying bitcoin with Apple Pay legal in Maryland?
Bitcoin is legal in Maryland. The Office of the Commissioner of Financial Regulation, within the Maryland Department of Labor, administers the Maryland Money Transmission Act, and bills passed in 2020 and 2021 (SB 754 and SB 219) brought virtual currency within its licensing scope. The state also finalized dedicated virtual currency kiosk rules in COMAR 09.03.16. Federal law, FinCEN registration and IRS tax treatment, applies as it does in every state; the state layer is the transmitter license.