Buy bitcoin with Credit or debit card in Saudi Arabia

Status: Unclear
Currency: Saudi riyal (SAR)
Takes Credit or debit card: 3 exchanges
Last reviewed: 2026-08-12

3 of the exchanges we recommend in Saudi Arabia take Credit or debit card for funding bitcoin purchases. It is the rail local buyers lead with, so it is usually the cheapest and fastest way in. One thing to know: some saudi banks decline crypto merchants.

Exchanges that take Credit or debit card in Saudi Arabia

Ranked as in our Saudi Arabia guide. Every payment method shown is verified for this exact exchange and country pairing.

1
BitOasis4.0
The Gulf's longest-running bitcoin exchange, licensed in Dubai and owned by India's CoinDCX since July 2024.
Fees
Trading fees on the pro exchange plus different pricing on instant buys; rates vary by product and volume, so check the live fee schedule before trading.
KYC
Required
Pay with
Credit or debit card
Buy on BitOasis Read the BitOasis review
2
Binance4.2
The largest crypto exchange by volume: deep liquidity and low fees, operating under a US settlement with mandatory KYC.
Fees
Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
KYC
Required
Pay with
Credit or debit card, P2P bank transfers with escrow, International wire transfer
Buy on Binance Read the Binance review
3
Coinmama3.9
A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.
Fees
A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
KYC
Required
Pay with
Credit or debit card, International wire transfer
Buy on Coinmama Read the Coinmama review

See the full how-to-buy guide for Saudi Arabia Everything about buying bitcoin with Credit or debit card

Other ways to pay in Saudi Arabia

Credit or debit card in other countries

Frequently asked questions

Which exchanges accept Credit or debit card in Saudi Arabia?

Of the 3 exchanges we recommend in Saudi Arabia, BitOasis, Binance, Coinmama accept Credit or debit card for funding purchases.

Is buying bitcoin with Credit or debit card legal in Saudi Arabia?

Saudi Arabia has no law that criminalizes individuals owning or trading bitcoin, but there is also no licensing framework: the Saudi Central Bank (SAMA) and the Capital Market Authority have warned against cryptocurrency trading since a 2018 Standing Committee statement, and banks are barred from facilitating crypto transactions. Cryptocurrencies are not legal tender. Regulators have been studying a framework, but until one exists the practical status remains unclear, and buyers rely on foreign platforms with no local protections.