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Saudi Arabia

Buy bitcoin with International wire transfer in Saudi Arabia

Status
Unclear
Currency
Saudi riyal (SAR)
Takes International wire transfer
2 exchanges
Last reviewed
2026-08-20

2 of the exchanges we recommend in Saudi Arabia take International wire transfer for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Saudi Arabia guide.

What is Wire transfer?

A wire transfer is a bank to bank push payment sent over a high value settlement system, Fedwire in the United States and its equivalents elsewhere, routed through correspondent banks when it crosses a border. There is no chargeback: once the sending bank releases it the payment is effectively final, which is why exchanges accept wires for large deposits. A cross border wire can pass through one or more intermediary banks, each able to deduct its own charge before the money arrives.

Speed
A domestic wire clears the same business day, with Fedwire open from 9pm eastern the previous calendar day until 7pm eastern and closed on weekends and Federal Reserve holidays, while a cross border wire can take several business days.
Cost
The sending bank charges a flat fee, the receiving bank often charges a second one, and intermediary banks can take more out of a cross border payment, which is why US providers must disclose the total cost and exchange rate before you send.
Limits
Wires carry the highest ceilings of any rail here, and in the United States a consumer can cancel an international transfer within 30 minutes of sending unless the money has already been picked up or deposited into the recipient's account.

More about Wire transfer, and everywhere it works

Exchanges that take International wire transfer in Saudi Arabia

Ranked as in our Saudi Arabia guide. Every payment method shown is verified for this exact exchange and country pairing.

  1. 2

    The largest crypto exchange by volume: the deepest bitcoin liquidity anywhere, the lowest headline spot fee of any major platform, and quarterly proof of reserves, under a settled US case and an independent monitor.

    Fees
    Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
    KYC
    Required
    Pay with
    Credit or debit card, P2P bank transfers with escrow, International wire transfer
    Buy on BinanceRead the Binance reviewReferral link: signing up is credited to us and may earn a commission, at no extra cost to you.
  2. 3

    A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.

    Fees
    A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
    KYC
    Required
    Pay with
    Credit or debit card, International wire transfer

See the full how-to-buy guide for Saudi ArabiaEverything about buying bitcoin with Wire transfer

Watch: buying bitcoin in Saudi Arabia

1:14

From our YouTube channel @dontgetrekt, also embedded in the full Saudi Arabia guide.

Do you need a VPN?

A VPN hides which sites you visit from the network you are on and from your internet provider, which is worth having when you move money over a connection you do not control. It does not get you past an exchange's identity checks: every platform we list verifies who you are no matter where you connect from.

If you want one, the strongest records on our list belong to NordVPN (6 independent no-logs audits, the most of any service we review), Windscribe (its no-logs claim tested in the real world 3 times) and Proton VPN (the most audited service with a free tier).

Compare every VPN, including the ones we caution against

Other ways to pay in Saudi Arabia

Wire transfer in other countries

See all 70 countries where Wire transfer works

Frequently asked questions

Which exchanges accept International wire transfer in Saudi Arabia?

Of the 4 exchanges we recommend in Saudi Arabia, Binance and Coinmama accept International wire transfer for funding purchases.

Is buying bitcoin with International wire transfer legal in Saudi Arabia?

Saudi Arabia has no law that criminalizes individuals owning or trading bitcoin, but there is also no licensing framework: the Saudi Central Bank (SAMA) and the Capital Market Authority have warned against cryptocurrency trading since a 2018 Standing Committee statement, and banks are barred from facilitating crypto transactions. Cryptocurrencies are not legal tender. Regulators have been studying a framework, but until one exists the practical status remains unclear, and buyers rely on foreign platforms with no local protections.

How long does an International wire transfer deposit take?

A domestic wire clears the same business day, with Fedwire open from 9pm eastern the previous calendar day until 7pm eastern and closed on weekends and Federal Reserve holidays, while a cross border wire can take several business days. That is the rail itself; an exchange may hold a first deposit for longer while it verifies your account.

What does it cost to buy bitcoin with International wire transfer?

The sending bank charges a flat fee, the receiving bank often charges a second one, and intermediary banks can take more out of a cross border payment, which is why US providers must disclose the total cost and exchange rate before you send. Any fee the exchange adds on top is separate, and is shown per exchange above.

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