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Bosnia and Herzegovina

Buy bitcoin with Apple Pay in Bosnia and Herzegovina

Status
Legal
Currency
Convertible mark (BAM)
Takes Apple Pay
1 exchange
Last reviewed
2026-09-06

One of the exchanges we recommend in Bosnia and Herzegovina takes Apple Pay for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Bosnia and Herzegovina guide. One thing to know: a card in Apple Wallet, accepted by Coinmama.

What is Apple Pay?

Apple Pay is not a payment rail of its own. It is a wallet from Apple that stores your existing Visa, Mastercard or other card and hands the merchant a device specific number and a one time code instead of your real card number. The payment clears over the same card network and is authorised by the same bank, so funding an exchange with Apple Pay is funding it with your card. Apple lists supported countries and regions across Europe, Asia Pacific, the Middle East, Latin America, Africa and North America, but each bank decides whether its own cards can be added.

Speed
Instant, because it is an ordinary card authorisation approved in a second or two, exactly as fast as tapping the underlying card.
Cost
Apple states that it charges no fee when you pay with Apple Pay in stores, online or in apps, so your cost is whatever the underlying card costs, including any cash advance treatment by the issuer.
Limits
Apple Pay adds no ceiling of its own, so your card issuer's per transaction and daily limits apply unchanged, and the card must be from a participating bank in a supported country.

More about Apple Pay, and everywhere it works

Sources

Exchanges that take Apple Pay in Bosnia and Herzegovina

Ranked as in our Bosnia and Herzegovina guide. Every payment method shown is verified for this exact exchange and country pairing.

  1. 3
    Coinmama3.9

    A card-first broker that sends bitcoin straight to your own wallet instead of holding it for you.

    Fees
    A commission that varies by payment method and loyalty tier, plus a processing surcharge on card, Apple Pay, and Google Pay purchases, on top of a quoted price that includes a markup over spot. Bank transfers avoid the card surcharge.
    KYC
    Required
    Pay with
    Credit or debit card, Apple Pay, International wire transfer

    On this pairing: same limits as a card, 5 to 20,000 USD per order

    not on its restricted list; card or SWIFT wire only, at a higher price

    Buy on CoinmamaRead the Coinmama review

See the full how-to-buy guide for Bosnia and HerzegovinaEverything about buying bitcoin with Apple Pay

Watch: how to choose an exchange

0:39

We have not filmed a walkthrough for Bosnia and Herzegovina yet, so this is our general one, from our YouTube channel @dontgetrekt. It also sits on the home page, next to the country search it starts from.

Do you need a VPN?

A VPN hides which sites you visit from the network you are on and from your internet provider, which is worth having when you move money over a connection you do not control. It does not get you past an exchange's identity checks: every platform we list verifies who you are no matter where you connect from.

If you want one, the strongest records on our list belong to NordVPN (6 independent no-logs audits, the most of any service we review), Windscribe (its no-logs claim tested in the real world 3 times) and Proton VPN (the most audited service with a free tier).

Compare every VPN, including the ones we caution against

Other ways to pay in Bosnia and Herzegovina

Apple Pay in other countries

See all 40 countries where Apple Pay works

Frequently asked questions

Which exchanges accept Apple Pay in Bosnia and Herzegovina?

Of the 3 exchanges we recommend in Bosnia and Herzegovina, Coinmama accepts Apple Pay for funding purchases. Worth knowing before you fund: Coinmama, same limits as a card, 5 to 20,000 USD per order.

Is buying bitcoin with Apple Pay legal in Bosnia and Herzegovina?

Bitcoin is legal to buy, hold and sell in Bosnia and Herzegovina, and no state or entity law restricts an individual from doing so. The convertible mark is the only legal tender, and the Central Bank of Bosnia and Herzegovina, which takes a cautious line on crypto, warned on 10 December 2019 that a statement circulating online in which the governor urged citizens to invest in cryptocurrency was fabricated. Republika Srpska amended its Law on the Securities Market in 2022 to define virtual currencies and to register service providers with its Securities Commission, which lists two; the Federation of Bosnia and Herzegovina has no equivalent statute, and the 2024 state law on the prevention of money laundering makes virtual currency service providers obliged entities, which is why every platform verifies identity.

How long does an Apple Pay deposit take?

Instant, because it is an ordinary card authorisation approved in a second or two, exactly as fast as tapping the underlying card. That is the rail itself; an exchange may hold a first deposit for longer while it verifies your account.

What does it cost to buy bitcoin with Apple Pay?

Apple states that it charges no fee when you pay with Apple Pay in stores, online or in apps, so your cost is whatever the underlying card costs, including any cash advance treatment by the issuer. Any fee the exchange adds on top is separate, and is shown per exchange above.