Buy bitcoin with Apple Pay in Germany
- Status
- Legal
- Currency
- Euro (EUR)
- Takes Apple Pay
- 2 exchanges
- Last reviewed
- 2026-08-12
2 of the exchanges we recommend in Germany take Apple Pay for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Germany guide.
Exchanges that take Apple Pay in Germany
Ranked as in our Germany guide. Every payment method shown is verified for this exact exchange and country pairing.
- 1
Bitpanda4.4Austria's regulated broker with three MiCAR licenses, built for European savers who fund by SEPA.
- Fees
- Bitcoin buys show no separate commission; the cost sits in a premium built into the quoted price. SEPA deposits are free, card deposits carry a fee.
- KYC
- Required
- Pay with
- SEPA transfer, SEPA Instant, Credit or debit card
- 6
Binance4.2The largest crypto exchange by volume: deep liquidity and low fees, operating under a US settlement with mandatory KYC.
- Fees
- Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
- KYC
- Required
- Pay with
- SEPA transfer, SEPA Instant, Credit or debit card
See the full how-to-buy guide for GermanyEverything about buying bitcoin with Apple Pay
Other ways to pay in Germany
Apple Pay in other countries
- Australia
- Austria
- Belgium
- Brazil
- Bulgaria
- Croatia
- Cyprus
- Czech Republic
- Denmark
- Estonia
- Finland
- France
- Greece
- Hungary
- Iceland
- Ireland
- Isle of Man
- Italy
- Japan
- Jersey
- Latvia
- Liechtenstein
- Lithuania
- Luxembourg
- Malta
- Netherlands
- New Zealand
- Norway
- Portugal
- Romania
- Slovakia
- Slovenia
- Spain
- Sweden
- Switzerland
- United Arab Emirates
- Vatican City
Australia
Austria
Belgium
Brazil
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Finland
France
Greece
Hungary
Iceland
Ireland
Isle of Man
Italy
Japan
Jersey
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
New Zealand
Norway
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Switzerland
United Arab Emirates
Vatican CityFrequently asked questions
Which exchanges accept Apple Pay in Germany?
Of the 6 exchanges we recommend in Germany, Bitpanda, Binance accept Apple Pay for funding purchases.
Is buying bitcoin with Apple Pay legal in Germany?
Bitcoin is fully legal in Germany. Exchanges serving German customers need authorisation under the EU's MiCA regulation, supervised nationally by BaFin, and Germany was among the first countries to issue MiCA licences in 2025. German tax law is unusually favourable to patient holders: gains on bitcoin held for more than one year are tax-free for private individuals, a treatment confirmed by the Federal Ministry of Finance in its 2022 guidance and reaffirmed in its March 2025 update.