Swan Bitcoin fees
- Our rating
- 4.4
- Headline
- About 0.99% per purchase
- Review updated
- 2026-08-12
About 0.99 percent per purchase, with recurring buys as the core product.
Fee schedule
- spread note
- Pricing is a straightforward per-purchase fee of about 0.99 percent rather than maker and taker tiers.
- withdrawal note
- Automatic and manual withdrawals to self-custody are supported.
What the rails themselves cost
The scheme or the bank sets these, not Swan Bitcoin. The 2 rails Swan Bitcoin offers in the most countries we rank it in.
- ACH transfer
- There is no scheme charge to you directly and US banks generally do not charge personal customers for a standard ACH debit or credit, though a bank may price same day origination separately.
- Wire transfer
- The sending bank charges a flat fee, the receiving bank often charges a second one, and intermediary banks can take more out of a cross border payment, which is why US providers must disclose the total cost and exchange rate before you send.
How Swan Bitcoin compares
The headline fee line from each alternative's review. Headlines hide spreads and funding fees, so open the full schedule before choosing.
| Exchange | Rating | Fees | ID check | Fee guide |
|---|---|---|---|---|
| Swan Bitcoin | 4.4 | About 0.99% per purchase | Required | |
| River | 4.6 | Free recurring, 1.2% one-off | Required | Fee guide |
| Strike | 4.6 | Fee shown before you confirm | Required | Fee guide |
Compared: River and Strike, the alternatives our Swan Bitcoin review names.
Frequently asked questions
What are Swan Bitcoin's trading fees?
About 0.99 percent per purchase, with recurring buys as the core product.
What does Swan Bitcoin charge to withdraw bitcoin?
Automatic and manual withdrawals to self-custody are supported.
Is there a spread on Swan Bitcoin?
Pricing is a straightforward per-purchase fee of about 0.99 percent rather than maker and taker tiers.
How do Swan Bitcoin's fees compare with its alternatives?
Headline fee lines, from each review: River, Free recurring, 1.2% one-off; Strike, Fee shown before you confirm. Swan Bitcoin's own line is About 0.99% per purchase. A headline hides the spread and the funding fee, so compare the full schedules before choosing.