CEX.IO in the United Kingdom
- Rank in the United Kingdom
- #3 of 4
- Bitcoin in the United Kingdom
- Legal
- Our rating
- 4.0
- Review updated
- 2026-08-27
Yes. CEX.IO serves the United Kingdom and ranks third of the 4 exchanges in our the United Kingdom guide, on fees, security record and local payment support. Here it takes Faster Payments, Open banking payment and Debit card; Faster Payments is the rail local buyers lead with. Instant card buys carry a processing fee and a premium over the spot price; the spot exchange uses maker-taker pricing that falls with volume. Identity verification is required before purchasing.
How to pay on CEX.IO in the United Kingdom
The deposit rails CEX.IO offers to buyers in the United Kingdom, from our the United Kingdom guide reviewed 2026-08-12. Each one links to how that rail works here.
- Faster Payments:
- withdrawals only; CEX.IO does not accept Faster Payments deposits
What CEX.IO charges, and what it asks for
Instant card buys carry a processing fee and a premium over the spot price; the spot exchange uses maker-taker pricing that falls with volume.
- spread note
- Instant buy quotes include a premium over the spot exchange price.
- deposit note
- Faster Payments, SEPA and ACH deposits are free of charge; card deposits cost 0.49% to 4.99% plus a provider service charge.
- withdrawal note
- Bitcoin withdrawals pay a network fee. Fiat withdrawals cost 2.99 pounds by Faster Payments, 2.99 euro by SEPA and 5 dollars by ACH.
Identity verification
Required. Identity verification is required before purchasing.
CEX.IO's security and regulatory record
6 dated events on our record since 2023, 4 of them breaches, enforcement actions, insolvencies or outages. Newest first.
- Outage
Deposits and trading unavailable in Europe, withdrawals still open
- Licence
Money transmitter licences in 38 states and DC under NMLS 1804170
- Licence
UK entity registered with the FCA under the money laundering rules
- Enforcement
Cut off accounts in India at two days notice
- Enforcement
Removed USDT and DAI for users in the EEA to comply with MiCA
Is bitcoin legal in the United Kingdom?
Bitcoin is fully legal in the United Kingdom. Crypto firms serving UK customers must register with the Financial Conduct Authority under the Money Laundering Regulations, and financial promotions rules in force since October 2023 govern how platforms market to consumers. The Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2026, made in February 2026, will bring core crypto activities inside the FCA's authorisation perimeter from October 2027. HMRC treats disposals of bitcoin as capital gains events.
Every exchange we rank in the United Kingdom
Ranked by our editorial review of fees, security record and local payment support. Rankings are never sold.
| # | Exchange | Rating | Fees | ID check | Pays with |
|---|---|---|---|---|---|
| 1 | Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | Faster Payments, Debit card |
| 2 | Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | Faster Payments, Debit card, Open banking payment |
| 3 | CEX.IOThis page | 4.0 | Maker-taker; card costs more | Required | Faster Payments, Open banking payment, Debit card |
| 4 | Bitstamp | 4.3 | Maker-taker, falls with volume | Required | Debit card |
Frequently asked questions
Is CEX.IO available in the United Kingdom?
Yes. CEX.IO ranks third of the 4 exchanges in our the United Kingdom guide, ranked on fees, security record and local payment support. Here it takes Faster Payments, Open banking payment and Debit card; Faster Payments is the rail local buyers lead with. Our the United Kingdom guide was last reviewed 2026-08-12 and the CEX.IO review on 2026-08-27.
What payment methods does CEX.IO accept in the United Kingdom?
In the United Kingdom, CEX.IO takes Faster Payments, Open banking payment and Debit card. Worth knowing before you fund: Faster Payments, withdrawals only; CEX.IO does not accept Faster Payments deposits. These are the localized rails from our the United Kingdom guide, not the platform's global list.
What does CEX.IO charge?
Instant card buys carry a processing fee and a premium over the spot price; the spot exchange uses maker-taker pricing that falls with volume.
Does CEX.IO require identity verification?
Yes. Identity verification is required before purchasing. Our record marks this as the platform's own policy rather than a the United Kingdom rule, so it applies wherever CEX.IO operates.
Is bitcoin legal in the United Kingdom?
Bitcoin is fully legal in the United Kingdom. Crypto firms serving UK customers must register with the Financial Conduct Authority under the Money Laundering Regulations, and financial promotions rules in force since October 2023 govern how platforms market to consumers.
Has CEX.IO had security incidents or regulatory action?
Our record for CEX.IO lists 6 dated events since 2023: 3 enforcement actions, 1 outage and 2 licences. The most recent, on 2026-08-27: Money transmitter licences in 38 states and DC under NMLS 1804170. Each event carries a source on the CEX.IO review.
CEX.IO elsewhere in Europe
CEX.IO ranks in 146 countries on this site. 12 of its 15 Europe pages are linked here; the review lists all of them.
Albania
Andorra
Gibraltar
Guernsey
Isle of Man
Jersey
Moldova
Monaco
Montenegro
North Macedonia
San Marino
SerbiaSources
- CEX.IO: US licenses and registrations
- CEX.IO: countries and territories not supported
- CEX.IO: limits and commissions
- CEX.IO: payment methods
- CEX.IO: withdrawal deadline for users in India
- CEX.IO: update regarding our services in Canada
- CEX.IO: MiCA compliance, USDT and DAI for EEA users
- CEX.IO: FCA registration in the UK
- FCA: a new regime for cryptoasset regulation
- FCA: overview of cryptoasset regime policy statements
- Sidley Austin: UK cryptoasset regulation action points