Binance.US in Pennsylvania
- In Pennsylvania
- Available
- Listed
- #7 of 9
- Bitcoin in Pennsylvania
- Legal
- Our rating
- 3.9
- Review updated
- 2026-08-23
Yes. Binance.US serves Pennsylvania residents and is listed seventh of 9 in our Pennsylvania guide. Here it takes ACH transfer and Wire transfer. Availability follows our national United States listing; the state guide cites no operator page for this row.
How to pay on Binance.US in Pennsylvania
The deposit rails Binance.US offers to buyers in Pennsylvania, from our Pennsylvania guide reviewed 2026-08-23. Each one links to how that rail works here.
- ACH transfer:
- zero Binance.US fee; bank fees may apply
Bitcoin in Pennsylvania: the licensing picture
Bitcoin is legal in Pennsylvania. The Department of Banking and Securities published guidance in January 2019 concluding that virtual currency was not money under the state's Money Transmitter Act, so crypto-only trading platforms needed no Pennsylvania license. An April 2024 policy statement reversed that interpretation, declaring that money includes virtual currency such as bitcoin, with an effective date of October 15, 2024. Exchanges serving Pennsylvanians now operate inside the state licensing regime, on top of the federal FinCEN registration that applied all along.
Every exchange listed in Pennsylvania
The Pennsylvania roster from our state guide, in its order. Rows carry the payment methods each platform offers in Pennsylvania, not nationally.
| # | Exchange | Rating | Fees | ID check | Pays with |
|---|---|---|---|---|---|
| 1 | Coinbase | 4.5 | Maker-taker on Advanced Trade | Required | ACH transfer, Wire transfer, Debit card, PayPal |
| 2 | Kraken | 4.7 | From 0.25% maker, 0.40% taker | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 3 | Gemini | 4.4 | 0.5% + flat fee on easy buys | Required | ACH transfer, Wire transfer, Debit card, Apple Pay, Google Pay, PayPal |
| 4 | River | 4.6 | Free recurring, 1.2% one-off | Required | ACH transfer, Wire transfer |
| 5 | Swan Bitcoin | 4.4 | About 0.99% per purchase | Required | ACH transfer, Wire transfer |
| 6 | Strike | 4.6 | Fee shown before you confirm | Required | ACH transfer, Wire transfer, Debit card |
| 7 | Binance.USThis page | 3.9 | 0% maker, 0.02% taker | Required | ACH transfer, Wire transfer |
| 8 | Coinmama | 3.9 | Commission plus card surcharge | Required | Debit card, Wire transfer |
| 9 | CEX.IO | 4.0 | Maker-taker; card costs more | Required | ACH transfer, Debit card |
Frequently asked questions
Is Binance.US available in Pennsylvania?
Yes. Binance.US serves Pennsylvania residents and is listed seventh of 9 in our Pennsylvania guide. Here it takes ACH transfer and Wire transfer. Availability follows our national United States listing; the state guide cites no operator page for this row.
What payment methods does Binance.US accept in Pennsylvania?
In Pennsylvania, Binance.US takes ACH transfer and Wire transfer. Worth knowing: ACH transfer, zero Binance.US fee; bank fees may apply. These are the state pair rows from our Pennsylvania guide, reviewed 2026-08-23.
Is bitcoin legal in Pennsylvania?
Bitcoin is legal in Pennsylvania. The Department of Banking and Securities published guidance in January 2019 concluding that virtual currency was not money under the state's Money Transmitter Act, so crypto-only trading platforms needed no Pennsylvania license.
Which exchanges are available in Pennsylvania?
Coinbase, Kraken, Gemini, River, Swan Bitcoin, Strike, Binance.US, Coinmama and CEX.IO are listed in our Pennsylvania guide. Rows marked limited carry a caveat on their own page.
Binance.US by state in the United States
51 state rows from our state guides, 14 of them verified against the operator's own page. Each state opens the Binance.US page for it: availability, the caveat where there is one, the source, and the rails it takes there. Every state compared.
Available37 states
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Delaware
- District of Columbia
- Florida
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- Oklahoma
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Utah
- Virginia
- West Virginia
- Wyoming
Sources
- Binance.US supported and unsupported states
- Binance.US guide to crypto-only states
- Business Wire: Binance.US restores USD deposits and withdrawals (February 2025)
- SEC litigation release: dismissal of the Binance action (2025)
- Binance.US zero-fee spot trading announcement
- Consumer Finance Monitor: PA Department of Banking and Securities says virtual currency is not money (January 2019)
- Money Laundering Watch: PA Department of Banking and Securities says virtual currency is money (2024 reversal)
- McGlinchey Stafford: Pennsylvania reinterprets current law to regulate virtual currency as money
- Gemini: areas of availability



