Buy bitcoin with Nequi in Colombia
- Status
- Legal
- Currency
- Colombian peso (COP)
- Takes Nequi
- 1 exchange
- Last reviewed
- 2026-08-20
One of the exchanges we recommend in Colombia takes Nequi for funding bitcoin purchases. It is one of several rails in use here; the full picture is in the Colombia guide.
What is Nequi?
Nequi is a Colombian mobile money account that sits inside Grupo Cibest, formerly Grupo Bancolombia. It moves money through Bre-B, the immediate and interoperable payment system run by the Banco de la Republica, addressed by llaves: keys such as a phone number, email address or ID number registered against your account. From 1 September 2026 Nequi operates as Nequi S.A. Compania de Financiamiento, a licensed financing company supervised by the Superintendencia Financiera de Colombia whose balances carry FOGAFIN deposit insurance.
- Speed
- Immediate, with the Banco de la Republica stating that money sent through Bre-B reaches the recipient in seconds.
- Cost
- Nequi's published tariff sheet lists Bre-B llave registration and sends by llave or QR as free, and prices the exceptions such as a physical Visa card separately.
- Limits
- Nequi caps a Bre-B send at 3,000,000 Colombian pesos per transaction, inside a system wide ceiling of 12,110,000 pesos for 2026 that each institution may set lower.
Exchanges that take Nequi in Colombia
Ranked as in our Colombia guide. Every payment method shown is verified for this exact exchange and country pairing.
- 1Binance4.2
The largest crypto exchange by volume: the deepest bitcoin liquidity anywhere, the lowest headline spot fee of any major platform, and quarterly proof of reserves, under a settled US case and an independent monitor.
- Fees
- Spot trading starts at 0.1% maker and taker, with a 25% discount for paying fees in BNB. Card purchases and instant buys cost more because a spread and processing fee are added.
- KYC
- Required
- Pay with
- PSE, Credit or debit card, P2P transfers via local banks, Nequi, Daviplata
On this pairing: through P2P counterparties, not a Binance-operated rail
Buy on BinanceRead the Binance reviewReferral link: signing up is credited to us and may earn a commission, at no extra cost to you.
See the full how-to-buy guide for ColombiaEverything about buying bitcoin with Nequi
Watch: buying bitcoin in Colombia
From our YouTube channel @dontgetrekt, also embedded in the full Colombia guide.
Do you need a VPN?
A VPN hides which sites you visit from the network you are on and from your internet provider, which is worth having when you move money over a connection you do not control. It does not get you past an exchange's identity checks: every platform we list verifies who you are no matter where you connect from.
If you want one, the strongest records on our list belong to NordVPN (6 independent no-logs audits, the most of any service we review), Windscribe (its no-logs claim tested in the real world 3 times) and Proton VPN (the most audited service with a free tier).
Other ways to pay in Colombia
Frequently asked questions
Which exchanges accept Nequi in Colombia?
Of the 5 exchanges we recommend in Colombia, Binance accepts Nequi for funding purchases. Worth knowing before you fund: Binance, through P2P counterparties, not a Binance-operated rail.
Is buying bitcoin with Nequi legal in Colombia?
Bitcoin is legal to buy and hold in Colombia, but exchanges remain unregulated: crypto is classified as an intangible asset rather than currency, and it is not legal tender. The Superintendencia Financiera has run pilot programs with exchanges and issued repeated warnings, while Bill 510 of 2025, a licensing framework for virtual asset service providers, passed its first debate in Congress but is not yet law. Until it passes, platforms serving Colombians operate without a local licence.
How long does a Nequi deposit take?
Immediate, with the Banco de la Republica stating that money sent through Bre-B reaches the recipient in seconds. That is the rail itself; an exchange may hold a first deposit for longer while it verifies your account.
What does it cost to buy bitcoin with Nequi?
Nequi's published tariff sheet lists Bre-B llave registration and sends by llave or QR as free, and prices the exceptions such as a physical Visa card separately. Any fee the exchange adds on top is separate, and is shown per exchange above.